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Funding America's Retirement

Funding America’s Retirement that is exactly what we had in mind. With a Reverse Mortgage we will assist you in unlocking your home equity so you can use it now. A Reverse Mortgage allows homeowners 62 years of age or older the ability to access the equity and use the proceeds however you choose. The mortgage is a non-recourse loan, which means the homeowner will never to liable for more than the home is worth.

Frequently Asked Questions

What is your Question?

Do I still own my home?


You will still own your home and can remain in it as long as you wish, provided you continue to pay the property taxes, insurance and maintain the home in good condition.

How much money can I get?


The amount of funds available are based the appraised value of your home, up to the FHA Lending Limit.

What if I have an existing mortgage?


If you currently have a mortgage on your home, the proceeds from the Reverse Mortgage is used to eliminate your current mortgage, in many cases homeowner’s obtain a Reverse Mortgage for this reason alone.

Will A Reverse Mortgage affect Social Security or Medicare?


A Reverse Mortgage doesn’t typically impact your Social Security or Medicare benefits, but benefits do vary state by state; be sure to consult a benefits professional.

When do I have to pay back the reverse mortgage?


The Reverse Mortgage becomes due and payable when the last remaining homeowner sells the property, permanently vacates the home or passes away.

Can I use a reverse mortgage to purchase a home?


Yes. You can buy a home with a one time down payment of about 50%, and have no further mortgage payments for the rest of your life.

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