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4445 Corporation Ln., Suite 238
Virginia Beach, VA 23462

About Me

Karen Rayfield
HECM Specialist | NMLS# 202268 |

After earning a degree in Business Finance from Old Dominion University, Karen began a career in commercial real estate, spending nearly 20 years in the industry. In 2005, she made the decision to try something new and entered the mortgage lending arena focusing her efforts exclusively on the FHA Reverse Mortgage/HECM channel.

Nationally recognized, Karen is one of 105 loan officers who holds her industry’s top honor, the Certified Reverse Mortgage Professional (CRMP) designation. This highly coveted achievement was awarded by the National Reverse Mortgage Lender’s Association, signifying a level of expertise, integrity and professionalism.

Karen has a way of explaining the HECM program which puts the client at ease. Her approachable manner allows the client to be an active participant every step of the way. Karen listens intently, educates thoroughly and acts quickly on her clients behalf.

Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying off existing mortgage
  • Reduce monthly expenses by paying debt
  • Enhance your cash flow
  • Incorporate housing wealth into your retirement plan
  • Create an emergency fund
  • Increase cash to help ensure monthly bills are paid
  • Fund for home repairs or upgrades
  • Reduce the burden of out-of-pocket healthcare costs
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Have the cash for a large expense, such as a vacation or vehicle

Testimonials

“My husband had retired andI was still working. I was reluctant to retire leaving the safety of having a full time income and besides, we still had a monthly mortgage payment. After meeting Kathy, she showed us how we could pay off our mortgage payment and set up a growing line of credit to use in the future if we needed which allowed me to retire with piece of mind ”

-- Joe & Janet

“My husband had retired andI was still working. I was reluctant to retire leaving the safety of having a full time income and besides, we still had a monthly mortgage payment. After meeting Kathy, she showed us how we could pay off our mortgage payment and set up a growing line of credit to use in the future if we needed which allowed me to retire with piece of mind ”

-- Joe & Janet

What Other Have to say

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To learn more about HECM Call 1-877-721-3847 or enter your email address to download this Free informational booklet. See how much you could take advantage of Reverse Mortgage.


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