David Neff

Sales Manager | HECM Specialist
NMLS# 659249

839 Surfside Drive, Suite 103
Surfside Beach, SC 29587
Serving North and South Carolina

About Me

David Neff

Sales Manager | HECM Specialist | NMLS# 659249


  • JUMBO for Purchase
  • The HECM Program
  • The HECM for Purchase Program


I started my career in the mortgage industry in 1985 in Northern Virginia / Washington DC. Relocated to Myrtle Beach, SC in Aug 2001 with a job change to manage the mortgage department for a local bank. I started working with the HECM program in 2006 to assist my clients to better their retirement years. My experience and knowledge of the HECM programs (especially H4P) has allowed me to assisted my customer base to fulfill their retirement goals and lifestyle.

Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle

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