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Harold Mendoza

Home Equity Retirement Originator

NMLS# 306999


100 Howe Avenue, Suite 120 S, Sacramento, California 95825

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About Me

Licensed in California, Florida, and Texas 

I am a Home Equity Retirement Originator. I previously worked in the solar industry for 9 years in the Sacramento area as a sales consultant and sales manager. My goal was to show customers options and help them save as much money as possible. I believe in asking customers what is important to them, and then helping them with steps towards meeting their goals. My purpose now is to better educate our population on the importance of retirement planning by opening their minds to ideas and strategies that are proven to work.  As an influential sales professional and business development powerhouse, I am good at what I do not only because of my business and leadership skills, but because I understand the value of clients and takes great care in helping them.

I am currently residing in Lincoln with my wonderful wife, and three amazing teenagers. When I am not working, I love spending time with my family. I like doing many outdoor activities like camping, biking, skiing and etc. I also love eating different foods from around the world. I graduated from San Jose State University with a BS in Economics and BA in Spanish.

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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