Kevin Pham
Home Equity Retirement Specialist
NMLS# 455538
Las Vegas, NV 89103

Bio
I have been educating retires about the HECM program for about 10 years now. My duties and responsibilities is to explain to retirees about the benefits of the HECM program and most importantly how to use this program the right way. I have made a difference in many people’s lives and provided them with the best service possible.
Common Examples of What a HECM Can Help You Do
- Purchase a new home to fit your lifestyle needs
- Reduce monthly expenses by paying off existing mortgage
- Enhance your cash flow
- Create an emergency fund
- Fund for home repairs or upgrades
- Fund the expense for caregivers, live-in nurses, or other in-home care
- Protect your retirement portfolio
- Reduce monthly expenses by paying debt
- Incorporate housing wealth into your retirement plan
- Increase cash to help ensure monthly bills are paid
- Reduce the burden of out-of-pocket healthcare costs
- Have the cash for a large expense, such as a vacation or vehicle