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Marta Hoyt

Home Equity Retirement & HECM for Purchase Specialist

NMLS# 450633


3131 Camino Del Rio N, Suite 190, San Diego, CA 92108

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About Me

I am a dedicated HECM specialist focused on helping my customers understand the Home Equity Conversion Mortgage (HECM) product and help them through the entire process… from application to closing. We start by talking about your financial needs and then see which products match up best with how to fund your retirement and meet your individual financial objectives. This helps you determine how a customized HECM could benefit you and assist in your retirement planning.

I also have a specialized focus on helping borrowers that are looking to move to a new home using the HECM for Purchase. This alternative financing option is a great way to secure the home of your dreams! As a trusted resource, I am passionate about educating homeowners on our HECM products so they can understand their many benefits and proper uses.

If you haven’t looked at the NEW changes with reverse mortgages this year, please contact me for updated information and options that work for you.

I welcome the opportunity to meet with you at your kitchen table to introduce you to our HECM products and to find out if they could offer you the financial solutions you are looking for to improve the quality of your retirement lifestyle … or stretch your retirement savings a little further.

Take the first step in changing your life for the better. I’m at your service, at your convenience.

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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