Mel McLeod
Home Equity Retirement Originator
NMLS# 1849034

About Me
Mel McLeod
Home Equity Retirement Originator | NMLS# 1849034
1-478-973-4656
- Reverse Mortgages
- The HECM Program
- The HECM for Purchase Program
- HECM to HECM Refinances
Bio
Thank you for visiting! I proudly serve clients throughout GA, FL, SC, AL and TX. Previous to joining Mutual of Omaha Mortgage, I enjoyed many years as a FINRA licensed banker for a large regional bank, assisting hundreds of clients with planning out each of their unique cashflow, investment and debt decisions. The main financial goals of my clients was to 1) minimize taxes and 2) preserve investments assets. The versatile HECM with its growing line of credit is a powerful leveraging tool for meeting each of these goals. Unfortunately, many are not aware of how it can be uniquely configured to assist in the retirement journey. Please allow me to provide you with a brief overview, using your unique situation. Call or email anytime.
“The life of inner peace, being harmonious and without stress, is the easiest type of existence.” –Norman Vincent Peale
Common Examples of What a HECM Can Help You Do
- Purchase a new home to fit your lifestyle needs
- Reduce monthly expenses by paying off existing mortgage
- Enhance your cash flow
- Create an emergency fund
- Fund for home repairs or upgrades
- Fund the expense for caregivers, live-in nurses, or other in-home care
- Protect your retirement portfolio
- Reduce monthly expenses by paying debt
- Incorporate housing wealth into your retirement plan
- Increase cash to help ensure monthly bills are paid
- Reduce the burden of out-of-pocket healthcare costs
- Have the cash for a large expense, such as a vacation or vehicle