About MeRick San Vicente
VP | NW Regional Sales Leader | NMLS# 647335 | 1-925-848-6575
Rick is the NW Regional Sales Leader, exclusively providing reverse mortgages.
Rick lives in Danville with his wonderful wife, two mostly wonderful teenagers. When he’s not working, he sits on the board for Meals on Wheels of Contra Costa County and is a member of the Advisory Council for the Area Agency on Aging for Contra Costa’s Aging and Adult Services as well as the Tri-Valley Estate Planners Association and Financial Planning Association. He’s not so good at golf or tennis, but loves both sports. Some think he’s good a barbecuing, but that also depends on who you talk to…
Rick graduated UCLA with a BA in Economics and an MBA in Finance & Marketing from UCLA’s Anderson School of Management.
Rick was the Regional Volunteer of the Year for Bank of America in 2010 and spends time on projects such as building homes for families in Mexico for Amor Industries through CPC Danville (his home church).
Common Examples of What a HECM Can Help You Do
- Purchase a new home to fit your lifestyle needs
- Protect your retirement portfolio
- Reduce monthly expenses by paying off existing mortgage
- Reduce monthly expenses by paying debt
- Enhance your cash flow
- Incorporate housing wealth into your retirement plan
- Create an emergency fund
- Increase cash to help ensure monthly bills are paid
- Fund for home repairs or upgrades
- Reduce the burden of out-of-pocket healthcare costs
- Fund the expense for caregivers, live-in nurses, or other in-home care
- Have the cash for a large expense, such as a vacation or vehicle
“Rick was a great help getting me through the paperwork of a Reverse Mortgage. He explained everything clearly and let me ask as many questions as I wanted to. I wanted my Son and Daughter to hear all the information so Rick drove to my home, about 30 minutes away, during commute traffic to meet with us. I am thankful for his honesty, patience and would recommend him to anyone who is considering a Reverse Mortgage.”
“I thoroughly enjoyed working with Rick. He made what could have been an uncomfortable business transaction enjoyable and actually fun. I would recommend him to anyone looking for a reverse mortgage. I especially appreciated his follow through. A year later he helped us to refinance with a much more beneficial mortgage. We would not have even thought it was possible, but he got it in by the deadline. We owe him.”
“My experience was very positive. Richard San Vicente was very professional. Walk me through theprocess. Answered all my questions and concerns. The staff returned my calls and/or emails in a timely manner. There was never a time that I felt I was not their top priority. I would not only just recommend the reverse mortgage program, but also Security ! Lending to complete this process.”
“Rick was recommended by our realtor friend. Great recommendation — Rick explained the wholeReverse Mortgage process in easily understandable terminology and led us through the process. We followed the steps laid out by Rick and, when we hit information snag, he had the solution.”
“I cannot say enough good things about Rick San Vicente. I negotiated a reverse mortgage for my mom and, under very stressful conditions, a refinancing of that mortgage. Rick was there whenever I needed his help. The most important element in a situation like this is to be dealing with a person who you can trust to look after your best interests. Rick is that type of person. He is extremely knowledgeable.”
“I am a real estate broker and I have known Richard San Vicente for about three years. During that time I have seen him present life changing and significant reverse mortgage alternatives to seniors (in the case of reverse mortgages, those age 62 and above). He is not a person who does loans and happens to provide reverse mortgages, but is 100 percent focused on seniors and the proper and effective use of RMs.”
“I’ve worked with Rick for several months now, and I have referred friends and family to him. He is very knowledgeable about his industry and completely supportive of and honest with his partners, team and clients.”
“I am Senior Real Estate Marketing Consultant in San Jose with over 30 yrs of experience who now is cash poor and house rich until Rick showed me a way out of my frustration and remove me from all my liabilities. With his help I will be able to unlock my equity pay of all my debts and make a transition to a more affordable senior community in Rose Ville near my Grand kids and family.”
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To learn more about HECM Call 1-925-848-6575 or enter your email address to download this Free informational booklet. See how much you could take advantage of Reverse Mortgage.