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Albert Manalo

Home Equity Retirement Originator

NMLS # 267293

(408) 518-1848

1800 Tice Valley Blvd., Suite A, Walnut Creek, CA 94595

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About Me

As a Reverse Mortgage Loan Advisor, I’m dedicated to helping homeowners age 62 and older understand their options for accessing the equity they’ve built in their homes. I work closely with retirees, older adults and their families, providing personalized guidance and straightforward education so they can make informed decisions about their financial future.

My goal is to make the reverse mortgage process easier to understand by answering questions honestly and explaining each step clearly. I’m committed to providing responsive, personalized service and helping every client feel informed throughout the process.

I believe lasting relationships are built on trust, integrity and exceptional service. It’s a privilege to help clients explore solutions that may provide greater financial flexibility while allowing them to continue living in the home they love.

Outside of work, I enjoy spending time with my family, exploring new places and being involved in my community. Those experiences remind me every day why helping others navigate important financial decisions is so rewarding.

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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Albert's Upcoming Events

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Real Estate Agents | Unlock More Opportunities with the Lifestyle Home Loan

Struggling with deals falling apart due to affordability? You’re not alone—and there’s a better way. Join us for a fast-paced, value-packed webinar where we’ll break down the Lifestyle Home Loan—a powerful financing solution that helps your buyers qualify for MORE by looking beyond traditional income. This is your chance to: – Turn more “no’s” into […]

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