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Dennis Graves

Home Equity Retirement Originator

NMLS #297191

1-916-705-8338

641 Fulton Ave. Suite 200, Office #209 Sacramento, CA 95825

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About Me

Dennis Graves is a dedicated reverse mortgage specialist committed to helping older homeowners understand how home equity can support a more secure and comfortable retirement. Licensed in Alabama, California, Illinois, Michigan, Tennessee, Nevada, and Wyoming, Dennis brings a thoughtful, client-focused approach to every conversation, ensuring individuals and families feel informed and confident in their decisions.

Dennis is actively involved in supporting the local retirement community through his participation in the Placer Older Adult Collaborative and the Annual Auburn Senior Health Fair, where he connects with seniors and caregivers and helps provide education around housing and financial options in retirement. His involvement reflects his belief that access to clear information and trusted guidance can make a meaningful difference in people’s lives.

A member of Business Network International (BNI), Dennis values strong professional relationships and collaboration, knowing that the best outcomes often come from working alongside other trusted advisors in the community.

Dennis proudly served in the United States Navy from 1976 to 1980, an experience that shaped his strong sense of service and commitment to others. He and his wife have been married for 35 years and are the proud parents of two children, as well as grandparents to two grandchildren.

In his free time, Dennis enjoys camping with his family and spending time on the golf course, particularly at Lincoln Hills Golf Course, where he appreciates both the game and the camaraderie.

With his community involvement, service-driven mindset, and dedication to helping seniors plan for the future, Dennis Graves takes pride in guiding clients through reverse mortgage solutions that align with their long-term retirement goals.

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Videos

Jack & Diane | Help Your Customers Upsize with a Lifestyle Home Loan

Tom & Sarah | Buy Your Dream Home in Retirement with a Lifestyle Home Loan

Mark & Linda | Achieve Financial Security in Retirement with a Reverse Mortgage

Learn About Sequence of Returns Risk and Buffer Assets

Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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Dennis' Upcoming Events

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Is a Reverse Mortgage right for you? Multiple Dates Available

Discover how the HECM loan can help homeowners aged 62 and better unlock their housing wealth and enjoy greater financial peace of mind —without the obligation of required monthly mortgage payments*!  Click the button to register below. Multiple Dates Available! Please choose only one webinar to attend. 🕒 Time: 4:00 PM – 5:00 PM PST💻 […]

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