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Larry Waters

Reverse Mortgage Advisor NMLS# 400451

9040 N Hess St.
Hayden, ID 83835

About Me

Larry Waters
Reverse Mortgage Advisor | NMLS# 400451 | 208-762-6887

Areas of Expertise

  • Reverse Mortgages
  • JUMBO Reverse Mortgages
  • Reverse Mortgage for Purchase
  • Reverse Mortgage Refinances
  • Financial Advisor Education & Business Growth

Larry Waters is a Reverse Mortgage Specialist at Mutual of Omaha Mortgage / Reverse Mortgage Department. He has specialized within the reverse mortgage industry since 2004. He is located in Coeur d Alene Idaho, very near to Spokane Washington, nestled among the beautiful mountains and lakes in that area. He...

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying off existing mortgage
  • Reduce monthly expenses by paying debt
  • Enhance your cash flow
  • Incorporate housing wealth into your retirement plan
  • Create an emergency fund
  • Increase cash to help ensure monthly bills are paid
  • Fund for home repairs or upgrades
  • Reduce the burden of out-of-pocket healthcare costs
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Have the cash for a large expense, such as a vacation or vehicle


“Dear Larry, Just a quick note to tell you what a treasure you are. I have done this so well because of you. I really am blessed to have a mortgage specialist like you. I have been so calm twice without David doing the reverse process because I have had my great friend Larry W. watching out that all goes well and proper. Thank you again for being patient and kind to a fairly old lady. It was so fun visiting and fixing the world with you. If you want a rating. It is over the moon of excellent service. You’re the best. God’s peace to you and yours, blessings.”

-Edie M.

“I’m happy to recommend Larry Waters... It has been a pleasure working with Larry Waters. He was able to answer our questions about a reverse mortgage in a easy to understand, detailed, expert way while spending time to understand our needs. His enthusiasm and professional approach made it clear that a reverse mortgage was a good solution for us and that he was the person we wanted to work with.”

-Sherry S.

“No Pressure Approach "I never felt pressured to make decisions, I took all the time I needed. Larry Waters was always very patient with us and helped us gather the required information and fully understand the process. I feel he helped us realize that this option was in our best interest. I would recommend Larry to anyone that would like to learn about Reverse Mortgages.”

-John L.

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