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John Monroe

Reverse Mortgage Advisor

NMLS# 479288

201-470-8112

8820 Columbia 100 Parkway Suite 201 Columbia, Maryland 21045

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About Me

John Monroe is a dedicated reverse mortgage specialist committed to helping older homeowners understand their options and remain confident and secure in retirement. Licensed in Maryland, Pennsylvania, West Virginia, New Jersey, and the District of Columbia, John focuses on education-first guidance that empowers clients to make informed decisions that align with their long-term goals.

John is deeply involved in supporting seniors and caregivers within his local community. He is a proud member of the National Aging in Place Council (NAIPC), where he helps provide education on aging in place and supports caregivers throughout Prince George’s County. Through this work, John contributes to conversations and resources that help older adults remain safely and comfortably in their homes for as long as possible. He is also an active member of the Anne Arundel County Senior Providers Group, an association of businesses dedicated to helping seniors solve challenges, access resources, and improve their quality of life.

With a strong belief in collaboration and education, John works alongside families and trusted professionals to ensure every client understands how a reverse mortgage may fit into their overall retirement plan. His approach is thoughtful, transparent, and centered on each client’s unique situation, recognizing that there is no one-size-fits-all solution in retirement planning.

John takes pride in being a trusted resource for seniors navigating important financial decisions and is passionate about helping homeowners create a retirement that feels informed, stable, and supported.

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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