About Me
Jon Carlson is a trusted expert in FHA-insured reverse mortgages, also known as Home Equity Conversion Mortgages (HECM) and jumbo proprietary loans, proudly serving homeowners throughout Walnut Creek, Lafayette, Concord, Pleasant Hill, and the greater San Francisco Bay Area. With over ten (22) years of experience specializing in reverse mortgage solutions, Jon has helped seniors and their families confidently access home equity to strengthen financial security in retirement.
A key part of Jon’s approach is collaboration. He regularly works alongside financial planners, estate planning attorneys, and trusted family members to ensure every reverse mortgage strategy aligns with broader financial, tax, and legacy goals. Jon understands that a reverse mortgage is not just a loan—it’s a long-term decision that impacts the entire family, and he prioritizes clear communication and education at every step.
As a dedicated advocate for reverse mortgage education, Jon frequently speaks at community organizations including the American Legion, Kiwanis clubs, senior centers, and retirement communities. His presentations focus on helping seniors, their families, and professional advisors understand how reverse mortgages work, how the HECM for Purchase program can be used effectively, and how to avoid common misconceptions. Currently, Jon is offering free classes regularly at the Concord Senior Center throughout the year.
Jon is a graduate of UC Davis, a licensed real estate professional, and holds a Mortgage Loan Originator endorsement (#257040). Known for his transparent and thoughtful approach, he is committed to delivering ethical, client-first guidance in all aspects of reverse mortgage lending.
