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Michael Bowers, CRMP

Lifestyle Home Loan Originator

NMSL #61535

513-680-6168

4555 Lake Forest Drive Suite 650, Cincinnati, OH 45242

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About Me

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Michael Bowers is licensed in Florida, Indiana, Kentucky, and Ohio and brings over 40 years of experience as a loan officer to his work with retirees. Since 2003, he has focused exclusively on serving senior clients, helping them explore financial solutions that enhance retirement security, provide peace of mind, and improve quality of life. Michael specializes in reverse mortgages, guiding clients through Home Equity Conversion Mortgages (HECMs) and other retirement-focused lending options to help unlock home equity and create greater financial flexibility.

Michael is an active member of the Financial Planning Association of Southwest Ohio and is a Certified Continuing Education Instructor for the states of Ohio and Kentucky. His professional affiliations allow him to stay connected with fellow experts in retirement planning, estate strategy, and financial education.

When he’s not assisting clients, Michael’s greatest joy comes from spending time with his grandchildren and great-grandchildren. He enjoys watching them climb vertical walls, fish, and challenge him to games of chess and checkers — when they aren’t distracted by tablets and cell phones!

Michael’s career in reverse mortgages is defined by his dedication to helping retirees make informed, meaningful financial decisions. “The work that I do matters,” he says. Every day, he has the privilege of helping clients access financial options that support a secure and fulfilling retirement for themselves and their families.

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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Michael's Upcoming Events

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Lifestyle Home Loan* Realtor Certification Course Webinar

Lifestyle Home Loan* Realtor Certification Course | Get the Facts! Discover how the Lifestyle Home Loan* can help clients aged 62 and better buy their dream home — with greater flexibility and no required monthly mortgage payments**! 📅 Tuesday, August 19, 2025🕒 Time: 10:00 AM – 11:30 AM EST💻 Location: Zoom | Virtual Only *The […]

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Lifestyle Home Loan* Realtor Certification Course Webinar

Lifestyle Home Loan* Realtor Certification Course | Get the Facts! This exclusive Keller Williams Realtor-only event will show you how the Lifestyle Home Loan* can help clients aged 62 and better buy their dream home — with greater flexibility and no required monthly mortgage payments**! 📅 Wednesday, August 20, 2025🕒 Time: 10:00 AM – 11:30 AM EST💻 […]

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