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Gina LaRosa

Reverse Mortgage Advisor

NMLS # 20153

(704) 778-0728

525 North Tryon Street, Suite 1637
Charlotte, NC 28202

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About Me

With a passion for helping seniors navigate financial freedom, Gina LaRosa is a dedicated Reverse Mortgage advisor serving clients in California, Florida, North Carolina, Pennsylvania, and South Carolina. Her extensive background in mortgage banking, business ownership, and customer service gives her a unique ability to educate and empower retirees looking to enhance their financial security through Home Equity Conversion Mortgages (HECMs).

Gina is deeply involved in senior advocacy and education, actively participating in local organizations such as Fellowship of Communities Uniting Seniors (FOCUS) and Senior Care Authority networking groups in North and South Carolina. She also co-hosts monthly senior care networking events alongside trusted partners, including elder law attorneys, financial planners, and senior care specialists. Her mission is to connect, educate, and provide tailored solutions that help seniors enjoy a more secure retirement.

A firm believer in lifelong learning, Gina serves on the board of the Charlotte Regional Mortgage Lenders Association (CRMLA) and is a Gold Sponsor of the Financial Planning Association (FPA) of Charlotte, where she presents at Lunch & Learn events to financial professionals throughout the region.

Beyond her professional life, Gina is an active member of the YMCA of Charlotte, a participant in the Around the Crown 10K, and a passionate supporter of the Cystic Fibrosis Foundation, a cause that holds deep personal meaning for her tributing to her sister. She also enjoys traveling, reading, and embracing different cultures, finding joy in both global exploration and quiet mornings with a cup of coffee and a good book.

Gina’s commitment to honesty, education, and long-term financial security makes her a trusted resource for seniors and their families. If you’re looking for a dedicated professional who genuinely cares, contact Gina LaRosa today to explore your reverse mortgage options.

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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