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Gina LaRosa

Reverse Mortgage Advisor

NMLS # 20153

(704) 778-0728

801 E. Morehead St | Suite 301
Charlotte, NC 28202

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About Me

“Throughout Gina’s life, whether in her daily encounters, professional endeavors, or exercising at the YMCA, one thing has always stood out: her unwavering commitment to cultivating meaningful connections with people.”

Her journey has led her through a diverse array of professional experiences, from managing a mortgage processing team in the corporate banking world to owning a Sales and Service Hospitality Business. Her newest chapter finds her thriving as a Reverse Mortgage Advisor, where her passion for helping others truly resonates.

But Gina’s proudest role in life is not her professional success; it is being the CEO of her now-grown daughter and two sons, whom she has raised to be loving, responsible, and compassionate individuals. Witnessing their life accomplishments brings her enormous joy.

Throughout her life, Gina has always believed in the power of meaningful conversations. She treasures the simplest and deepest dialogues, as they often lead to lasting relationships and profound learning experiences. Those who know her well can attest that Gina is someone who always follows up and can be counted on to be sincere in her words and actions.

Gina’s passion for giving back extends beyond her professional life. In her spare time, she dedicates herself to volunteering and supporting vital organizations, such as the Cystic Fibrosis Foundation. This cause holds a deeply personal connection, as she lost her sister and niece to the disease, and her nephew continues to battle it today. Gina also extends her heart to local animal welfare and cancer support groups, embodying the spirit of generosity and community involvement.

What truly makes Gina tick is her love for traveling and immersing herself in diverse cultures. However, her favorite moments are the quiet mornings spent with a big cup of coffee, either in solitude or with cherished family and friends. She once humorously remarked, “I could be buried in Barnes & Noble—plant some orange trees, the blossoms smell like heaven, add coffee, and you can go anywhere in the world with a book.” Clearly, reading is another of her favorite pastimes, offering her a world of exploration at her fingertips.

Gina’s life is a testament to the power of connection, learning, and giving back. Her journey weaves together a diverse array of experiences and passions, all bound by her genuine and compassionate nature.

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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