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James Jones

Reverse Mortgage Advisor NMLS# 49759

38 Brookview Rd.
Boxford, MA 1921

About Me

James Jones
Reverse Mortgage Advisor | NMLS# 49759 | 1-978-500-5791
For most people, their house is their home and their home is their castle. A wealth of life memories are created here beginning with a new marriage, the wonder of bringing children into the world and guiding them as they grow up, the tears of letting them go to start their own lives but the joy of them returning with your grandchildren. But along the way, life happens. Lost jobs and periods of unemployment, family illnesses, accidents and maybe even...

For most people, their house is their home and their home is their castle. A wealth of life memories are created here beginning with a new marriage, the wonder of bringing children into the world and guiding them as they grow up, the tears of letting them go to start their own lives but the joy of them returning with your grandchildren. But along the way, life happens. Lost jobs and periods of unemployment, family illnesses, accidents and maybe even divorce can take a toll on retirement savings. The good news is that there is another kind of wealth, home wealth, that has grown over the years.

For the last 2 decades I have had the honor, pleasure, and gratitude of showing hundreds of homeowners, adult children and advisors the best way for seniors to stay in their castles. Whether it’s paying off the mortgage or other pressing bills, creating a solid estate plan, or even downsizing to a new castle and eliminating any new mortgage payments, I can help. I’m a nationally recognized speaker, author (62 Senior Moments) and Advisor on Reverse Mortgages and retirement planning topics. It is an honor for me to work with Reverse Funding Solutions, A Mutual of Omaha Bank company.

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying off existing mortgage
  • Reduce monthly expenses by paying debt
  • Enhance your cash flow
  • Incorporate housing wealth into your retirement plan
  • Create an emergency fund
  • Increase cash to help ensure monthly bills are paid
  • Fund for home repairs or upgrades
  • Reduce the burden of out-of-pocket healthcare costs
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Have the cash for a large expense, such as a vacation or vehicle

Testimonials

“I met Jim through my accountant when my bank was 30 days from foreclosing on my home. .Jim explained the program, talked with the bank to get an extension with a letter of approval for the reverse mortgage, and saved my home. Without the monthly mortgage payment, I could now afford the medical attention I needed and this has changed my life. I highly recommend Jim to my friends at the senior center.”

-Barbara

“While creating an estate plan with my attorney, I realized I could not afford the strategies recommended, as I was pay my mother's mortgage as her social security checks were not enough. He arranged a meeting with Jim who explained how a reverse mortgage could keep my mother in her home, and allow me to put a plan in place to protect my wife and children. It was a win-win.”

-Robert

“I met Jim when he was speaking at an educational webinar on retirement strategies. As a financial planner, I usually discourage clients from tapping their home wealth. He demonstrated how arranging a line of credit with a reverse mortgage would allow my clients to draw on that line during market declines, and keep more of their retirement portfolio in tact by not selling at market lows.”

-Leslie

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