Guidance from Mary Jo: Mortgage & Retirement
Realtors, Unlock New Revenue Streams this Year!
Mary Jo Lafaye Reverse Mortgage Specialist | Helping Homeowners 55+ Unlock Retirement Income | Trusted Advisor to Financial & Legal Pros | Speaker & Educator Learn How Reverse Mortgages Help You Grow Your Business and Help Senior Homebuyers Downsize to their Retirement Dream Home Are you a Realtor looking to get more listings and grow […]
The Future of Reverse Mortgages — Here’s Dorothy’s Success Story
Mary Jo Lafaye Reverse Mortgage Specialist | Helping Homeowners 55+ Unlock Retirement Income | Trusted Advisor to Financial & Legal Pros | Speaker & Educator Dorothy* was happy and secure and loving her busy married life in Marin County. She married her college sweetheart David and they were still a perfect match 46 years later. […]
Helping Your Clients Downsize in Marin County? Don’t Overlook the Power of the FHA’s Lifestyle Loan Home Mortgage
Mary Jo Lafaye Reverse Mortgage Specialist | Helping Homeowners 55+ Unlock Retirement Income | Trusted Advisor to Financial & Legal Pros | Speaker & Educator In Marin County’s high-priced real estate market, many homeowners over age 60 are sitting on a goldmine of home equity—but feel stuck when it comes to Making a Move. As […]
High Mortgage Rates Are Holding Seniors Hostage—Here’s How to Break Free
Mary Jo Lafaye Reverse Mortgage Specialist | Helping Homeowners 55+ Unlock Retirement Income | Trusted Advisor to Financial & Legal Pros | Speaker & Educator The 6.7% Mortgage Rate Problem Today’s average 30-year mortgage rate hovers around 6.72%, a stark contrast to the sub‑3% rates many seniors locked in years ago. As coastal homeowners age, […]
Silver Divorce: Three Ways to Divide Assets and Rebuild Retirement Security with the Use of Housing Wealth
Mary Jo Lafaye Reverse Mortgage Specialist | Helping Homeowners 55+ Unlock Retirement Income | Trusted Advisor to Financial & Legal Pros | Speaker & Educator Financial Advisors, the FHA-insured Home Conversion Mortgage (HECM) for Purchase can help your clients gain financial footing. As a financial advisor, you’ve likely seen firsthand how disruptive divorce can be—especially […]
How My Client Used Her Home Equity to Turn Retirement into La Dolce Vita
Mary Jo Lafaye Reverse Mortgage Specialist | Helping Homeowners 55+ Unlock Retirement Income | Trusted Advisor to Financial & Legal Pros | Speaker & Educator One of the most rewarding parts of my work as a Home Equity Retirement Specialist here in Marin is helping clients uncover what’s possible in retirement—not just financially, but personally. […]
2025 Reverse Mortgage Limits Jump to $1,209,750 — Here’s What That Means for Your Retirement Plan
Big News for Homeowners 62+The FHA has increased the Home Equity Conversion Mortgage (HECM) lending limit to $1,209,750 — the highest in history. This is a big deal for seniors in high-cost markets like Marin, San Francisco, and Sonoma, where home values often exceed $1M. What Is the HECM Lending Limit?It’s the maximum home value […]
Marin Downsizing: Freedom Without a Mortgage
“Where can I afford to go?” It’s the #1 question I hear from Marin homeowners over 60. Many have built up incredible equity — but downsizing still feels risky. The thought of taking on a new mortgage in retirement, or draining investments, stops them from making the move they desire. Real Story:I recently worked with […]