David Garrison

USING HOUSING WEALTH TO CREATE TREASURED MEMORIES It has been a long term dream of yours, after retiring, to take all four grandkids on a cruise. During and even after the pandemic, you had not felt safe going ahead with your plans, but now you’re thinking that this January might be the right time. With […]

HOME EQUITY HELPS FUND COME-ONE-COME-ALL FAMILY TRAVEL ON WHEELS You always knew your retirement lifestyle would involve spending as much time with the grandchildren as they were willing and able to spend with the two of you. Now in your mid-seventies, you’re finding that flying back and forth to visit families on opposite coasts has […]

ADVISOR QUANDARY ABOUT REVERSE MORTGAGE MISINFORMATION  With the vast amount of information on financial topics being served up to your clients on a daily basis, you’re tasked with helping them separate wheat from chaff. When it comes to the topic of reverse mortgages, you’re finding, conflicting statements and claims are leaving even you confused and […]

REVERSE MORTGAGE KEEPS GRANDKIDS IN THEIR OWN SCHOOL DISTRICT The two of you have always felt blessed in having your only two grandchildren living a mere 30 miles away. Even with you, both in your mid-sixties, still working full time, you’ve enjoyed having the grandkids spend many a weekend at your home. Unfortunately, your son-in-law […]

One of the fortunate few with the foresight to purchase long term care insurance decades ago, adding a lifetime inflation rider, you’re now facing a double challenge keeping up with the escalating policy costs. Some seven years ago, at the suggestion of a tax advisor, you began paying the annual long term care premiums by […]

REALTORS CAN HELP SENIORS BUY UP AND SIZE DOWN As a long time real estate professional, you’ve always prided yourself of finding solutions to serve your clients’ needs. This is a tough time, you’re finding, for seniors. Many of the folks whom you helped purchase homes years ago are now finding those homes much too […]

PROVIDING STUDENT LOAN HELP FROM UNCLE, NOT UNCLE SAM Learning that the Supreme Court has struck down the President’s plan to forgive student loan debt, you knew immediately how severe an effect that decision would have on your younger sibling’s family. A hard-working single mom, your sister is very proud of her two sons, both […]

MOVING UP AND DOWN WITHOUT MOVING OUT The two of you have always committed to taking care of both sets of elders. With your mother-in-law having recently passed, your father-in law, in his early nineties, insists he wants to “age in place”, continuing to live in the modest two-story home they’d owned for many, many […]

HOUSING WEALTH CAN GIVE GRANDDUGHTERS AN ENTREPRENEURIAL EDGE Despite your having made clear to your two children that, once they were through with their schooling they would be expected to manage their finances on their own, you now find yourselves feeling differently when it comes to your twin granddaughters. Passionate and very hardworking entrepreneurs, the […]