David Garrison

Reverse Mortgage and HECM for Purchase Advisor
NMLS# 1595194

2169 East Rutland Ln.
Martinsville, Indiana 46151

About Me

David Garrison

Reverse Mortgage and HECM for Purchase Advisor | NMLS# 1595194

1-317-644-2595

  • Reverse Mortgages
  • Reverse Mortgage for Purchase
  • Reverse Mortgage Refinances
  • The HECM Program
  • The HECM for Purchase Program
  • HECM to HECM Refinances

Bio

I have spent my career in sales and business management; recently selling and retiring from my own company after 36 years.

I advised my mother on a HECM a number of years ago and it served her well as her assets dwindled and she could no longer manage her affairs. I practice what I preach. My wife Carol and I recently entered into a Home Equity Conversion Mortgage, primarily as a hedge against future market sequence of returns. I have always felt the the equity in one’s home was a largely ignored asset that needed to be leveraged. The HECM has a very strong value proposition for us baby boomers and I think it important to be considered in one’s retirement planning.

My volunteer service through the years with Habitat for Humanity, Kairos Prison Ministry and CareNet Pregnancy Centers align well with my desire to engage with others and offer my life experience.

Shifting Into Reverse Blog

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#121 Using a reverse mortgage to fund

HOUSING WEALTH PUTS ON A NEW FACE   01/29/2023 While your career as a corporate spokesperson will be coming to a close later this calendar year, you will be continuing to offer coaching to executives on interacting with members of the press. In preparing for retirement, you have set the basic elements of insurance and estate […]

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#120 Reverse mortgage can retire debt and build a reserve fund

REVERSING THE DIRECTION OF OVERSIZED PAYMENTS   01/23/2023 With retirement now on the horizon (your husband plans to retire at the end of 2024, just after he turns 66, with you retiring the following spring at age 65), you’ve resolved to begin the 2023 year by making oversized mortgage payments each month. The goal – retiring […]

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#119 A reverse mortgage can do double duty

REVERSE MORTGAGE CAN DO DOUBLE DUTY  01/17/2023 Although grieving the loss of your husband five years ago and continuing through the first two years of your own retirement, you were beginning to feel you had your financial affairs under control. This past year, however things have become increasingly stressful for you. The dramatic drop in […]

Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle

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