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Jim Davidson

HECM for Purchase Specialist

NMLS# 1876599

1-843-816-0858

7 Palmetto Way, Bluffton, South Carolina 29910

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About Me

Georgia native and a graduate of Georgia Southern University (BBA Business Management, 1977). Our family moved to Hilton Head in 1970, where I lived until 1978 when I began my professional career. I spent the next 30 years in Information Technology; representing global brands such as StorageTec, EMC, Memorex, and Exodus Communications. In 1995, two friends and I co-founded Marketing Solutions, Inc. in Birmingham, AL.

MSI designed and built CONNECTIONS; and innovative, cloud-based Customer Relationship Management system offered exclusively to community banks and credit unions. For 10 years, we worked to grow the client base to over 350 financial institutions. In 2005, we sold the company to Fiserv, a global provider of financial services technology (Nasdaq FISV). My wife and I came home to the SC Low country where I’m active again in the Church of the Cross, live music performance as a singer/songwriter, and as a HECM Advisor for Mutual Mortgage.

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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