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Jim Losito

Home Equity Retirement Specialist
President's Club

NMLS #7373


4940 Day Lily Way, Acworth, Georgia 30102

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About Me

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Hello! I’m James Losito, a local reverse mortgage loan officer with Mutual of Omaha Mortgage, and I am licensed and ready to assist you. With more than 31 years of mortgage experience, I have been exclusively dedicated to the FHA HECM programs since my parents got one in 2010. My approach is educational, gentle, and always puts helping people first. I strive to determine if our plans are a good fit for you without any pressure.

As a direct lender with an A+ rating from the Better Business Bureau, you can trust that you’re in capable and professional hands. I’m based in Georgia, and in my free time, Iyou can find me at Lake Allatoona, the Silver Comet Trail, the Allatoona Pass Battlefield, Kennesaw Mountain, or at Truist Park watching the Atlanta Braves. Kennesaw State University, and the University of Georgia??

My services include helping you purchase a house, where you pay just 50 percent to 60 percent cash for zero monthly house payments.

Additionally, I can assist you in refinancing your current home using our reverse mortgage line of credit. This option can help you extinguish a mortgage on your current home, pay off debts, settle a divorce without selling, fund long-term health care, remodel the house, and more, all without a monthly debt service.

Reverse mortgages make it possible for realtors and builders to capture retirees who insist on zero house payments but do not have the funds to pay all cash.

I am licensed to originate loans in California, Florida, and Georgia.

I enjoy visiting homeowners who prefer meeting face-to-face, so feel free to reach out. I look forward to working with you!

If you are looking for a reverse mortgage specialist near you, give me a call directly at  or fill out the form on this page to get started. I look forward to working with you!

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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