Kathy Affeltranger

Reverse Mortgage Specialist
NMLS# 545774

90 Corte Roble
Novato, California 94949

About Me

Kathy Affeltranger

Reverse Mortgage Specialist | NMLS# 545774


  • Reverse Mortgages
  • JUMBO Reverse Mortgages
  • Reverse Mortgage for Purchase
  • JUMBO for Purchase
  • Reverse Mortgage Refinances
  • Proprietary Reverse Mortgages
  • The HECM Program
  • The HECM for Purchase Program
  • HECM to HECM Refinances


Kathy Affeltranger is one of the Bay Area’s most respected experts on reverse mortgages. Along with 22 years of experience in the financial industry, she has spent the last 12 years helping seniors meet the financial demands of retirement and aging in their homes.

With patience and compassion, Kathy takes pride in offering personalized face-to-face interaction to her clients. She is committed to educating seniors and their families so they can understand their options and make confident, informed decisions.

Her reverse mortgage career started with Financial Freedom Senior Funding, which was the largest originator and servicer of reverse mortgages. She has continued to specialize in reverse mortgages and working with top lenders who believe in offering the highest levels of quality service.

Kathy graduated from the University of San Francisco. She has spent her professional career in the financial industry throughout the San Francisco Bay Area. When she is not working with seniors, Kathy spends much of her time volunteering, teaching and enriching the lives of people with disabilities and special needs.

Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle

Our Experience.com Reviews

Experience.com Logo

Get Your Free HECM for Purchase Guide

    By submitting your contact information, you are providing your signature and agreeing to our Terms of Use and our Privacy Policy. You are also signing express consent to having Mutual of Omaha Mortgage, our family of companies, or one of our third party associates contact you about your inquiry via text message, email address, or phone (even if it is a cellular phone number or other paid service for which the called or messages person(s) could be charged for such call or text) to the residential or cellular telephone number or email you have provided. This contact includes automatic telephone dialing system or an artificial or prerecorded voice or message. You expressly consent to Mutual of Omaha Mortgage to contact you via any means made to any telephone number you provide, even if your telephone number is currently listed on any do not contact email list, internal, corporate, state or national Do Not Call Registry list. Consent is not required as a condition of utilizing Mutual of Omaha Mortgage’s services. You may opt out of receiving calls or other electronic communications at any time by making a Do Not Call Request.

    Lion_Icon Wondering how many of your neighbors have a HECM or HECM for Purchase loan?