| Effective Date: | Tuesday, April 14, 2026 |
| Contact Information: | [email protected] |
| SecureEquity Fixed Plus | |||
|---|---|---|---|
| $200,000 Minimum PL Required | |||
| Orig Fees Paid to the Lender* | |||
| Rate Type | Premium | Rate | LESA Rate |
| Fixed Tier 1 | 100.500 | 8.990 | 9.240 |
| *Mandatory 4% origination fee calculated on the principal limit payable to the lender with no maximum SecureEquity: Premium paid on Unpaid Principal Balance | |||
| SecureEquity Fixed | |||
|---|---|---|---|
| $200,000 Minimum PL Required | |||
| Orig Fees Paid to the Lender* | |||
| Rate Type | Premium | Rate | LESA Rate |
| Fixed Tier 1 | 103.000 | 8.950 | 9.200 |
| *Origination fee payable to the lender may be charged at the lender’s discretion subject to applicable federal and state law requirements and disclosures Origination fee not to exceed $30,000 with a minimum of $0 SecureEquity: Premium paid on Unpaid Principal Balance | |||
| SecureEquity ARM | ||||||
|---|---|---|---|---|---|---|
| $200,000 Minimum PL Required | ||||||
| Orig Fees Paid to the Lender* | ||||||
| Rate Type | Margin | LESA Margin | PLU | 25.00-80% | 80.01-90% | 90.01-100% |
| 1 Year CMT | 6.250% | 6.500% | Premium | 105.250 | 104.125 | 102.750 |
| 1 Year CMT | 6.125% | 6.375% | Premium | 105.125 | 103.875 | 102.500 |
| 1 Year CMT | 6.000% | 6.250% | Premium | 105.000 | 103.500 | 102.250 |
| 1 Year CMT | 5.875% | 6.125% | Premium | 104.250 | 103.000 | 101.750 |
| 1 Year CMT | 5.749% | 5.999% | Premium | 103.500 | 102.250 | 101.250 |
| 1 Year CMT | 5.625% | 5.875% | Premium | 102.750 | 101.500 | 100.500 |
| *Origination fee payable to the lender may be charged at the lender’s discretion subject to applicable federal and state law requirements and disclosures Origination fee not to exceed the lesser of 5% of PL or $60,000 with a minimum of $0 Premium paid on Unpaid Principal Balance Floor Rate equals greater of (start rate – 1.5%) or 5.5% | ||||||
| SecureEquity Approved States |
|---|
| SecureEquity Fixed |
| AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, LA, MI, MO, MS, MT, NC*, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TX, UT, VA, WA, WY |
| SecureEquity Adjustable |
| AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, LA, MI, MO, MS, MT, NC*, ND, NE, NH, NJ, NM, NV, OH, OK, OR, RI, SC, SD, TX, UT, VA, WY |
| *Not available for brokered loans |
| General Notes & Comments | Current Rates | ||
|---|---|---|---|
– If processing services are provided by the lender, the processing fee of $495 will be deducted directly from the broker premium. – All pricing is for 15 Day Locks – Rates subject to change at any time. Premium is based on UPB | 10 Year CMT 1 Year CMT 4.38% 3.790% | ||