| Effective Date: | Wednesday, September 9, 2026 |
| Contact Information: | [email protected] |
| SecureEquity Fixed Plus | ||||
|---|---|---|---|---|
| $300,000 Minimum HV Required | ||||
| Orig Fees Paid to Mutual of Omaha* | ||||
| Rate Type | Premium | Orig Fee | Rate | LESA Rate |
| Fixed Tier 1 | 103.500 | 4% of PL | 8.990 | 9.240 |
| Fixed Tier 2 | 103.500 | 3% of PL | 9.250 | 9.500 |
| Fixed Tier 3 | 103.500 | 2% of PL | 9.500 | 9.750 |
| *Origination fee calculated on the principal limit payable to Mutual of Omaha with a maximum of $30,000 (subject to applicable state limits) Additional 1% Origination fee for PL< $200K SecureEquity: Premium paid on Unpaid Principal Balance | ||||
| SecureEquity Fixed | |||
|---|---|---|---|
| $300,000 Minimum HV Required | |||
| Orig Fees Paid to Mutual of Omaha* | |||
| Rate Type | Premium | Rate | LESA Rate |
| Fixed Tier 1 | 103.500 | 8.950 | 9.200 |
| *1% origination fee calculated on the principal limit payable to Mutual of Omaha with a maximum of $30,000 Additional 1% Origination fee for PL< $200K SecureEquity: Premium paid on Unpaid Principal Balance | |||
| SecureEquity ARM | |||||||
|---|---|---|---|---|---|---|---|
| $300,000 Minimum HV Required | |||||||
| Orig Fees Paid to Broker* | |||||||
| Rate Type | Margin | LESA Margin | PLU | 25.00-60% | 60.01-80% | 80.01-90% | 90.01-100% |
| 1 Year CMT | 6.250% | 6.500% | Premium | 106.000 | 105.500 | 104.250 | 102.875 |
| 1 Year CMT | 6.125% | 6.375% | Premium | 105.875 | 105.375 | 104.125 | 102.750 |
| 1 Year CMT | 6.000% | 6.250% | Premium | 105.750 | 105.250 | 104.000 | 102.625 |
| 1 Year CMT | 5.875% | 6.125% | Premium | 105.625 | 105.125 | 103.875 | 102.500 |
| 1 Year CMT | 5.749% | 5.999% | Premium | 105.500 | 105.000 | 103.500 | 102.250 |
| 1 Year CMT | 5.625% | 5.875% | Premium | 104.750 | 104.250 | 103.000 | 101.750 |
| 1 Year CMT | 5.500% | 5.750% | Premium | 104.000 | 103.500 | 102.250 | 101.250 |
| 1 Year CMT | 5.375% | 5.625% | Premium | 103.250 | 102.750 | 101.500 | 100.500 |
| *Origination fee payable to broker may be charged at broker's discretion subject to applicable federal and state law requirements and disclosures Origination fee not to exceed the lesser of 5% of PL or $60,000 with a minimum of $0 1% pricing reduction for PL < $200K Floor Rate equals greater of (start rate – 1.5%) or 5.5% Premium paid on Unpaid Principal Balance | |||||||
| SecureEquity Approved States |
|---|
| SecureEquity Fixed |
| AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MI, MO, MS, MT, NC*, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WY |
| SecureEquity Adjustable |
| AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MI, MO, MS, MT, NC*, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WY |
| *Not available for brokered loans |
| General Notes & Comments | Current Rates | ||
|---|---|---|---|
– If processing services are provided by the lender, the processing fee of $495 will be deducted directly from the broker premium. – All pricing is for 10 Day Locks – Rates subject to change at any time. Premium is based on UPB | 10 Year CMT 1 Year CMT 4.780% 4.150% | ||