Introducing SecureEquity
A Smarter Way to Enhance Your Borrowers’ Retirement Plans
SecureEquity is a financial solution designed for homeowners 55* and older, allowing them to convert a portion of their home equity into usable funds while maintaining homeownership. With no required monthly mortgage payments**, SecureEquity provides financial flexibility, helping you offer a powerful financial.
Why Offer SecureEquity to Your Borrowers?
- Strengthen Retirement Cash Flow – Help borrowers supplement their income, cover expenses, and extend their financial security.
- Preserve Investment Portfolios – Reduce the need for withdrawals during market downturns, keeping retirement funds intact.
- Increase Housing Options – Assist borrowers in staying in their current home or purchasing a new one that better fits their needs.
- Access to Funds – No 1st year draw limits.
- Non-Recourse Loan – The loan is repaid only when the homeowner sells, moves out, or passes away, and they'll never owe more than the home's value.
- Expand Your Offerings – Provide borrowers with more options to access home equity while maintaining financial control.
- Strengthen Borrower Relationships – Offer solutions that align with their long-term financial goals, reinforcing your role as a trusted advisor.
Why Offer SecureEquity to Your Borrowers?
- Financial Advisors – Offer borrowers a tool to enhance liquidity without disrupting investments.
- Real Estate Professionals – Provide homebuyers with an alternative financing option to secure their dream home.
- Mortgage Professionals – Expand your portfolio by offering a unique financial product tailored to older homeowners.
- Estate Planners – Help borrowers manage wealth distribution while ensuring housing security.
* SecureEquity is available to homeowners 55 and older in select states. In other states, the minimum age requirement may be 62+
** Borrowers must continue to pay property taxes, homeowner’s insurance, and maintain the home.