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Richard Bimonte

Reverse Mortgage Advisor

NMLS # 1652189

(732) 684-6399

2150 Highway 35 Office #22
Sea Girt, NJ 08750

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About Me

Richard Bimonte is a seasoned Reverse Mortgage Advisor, proudly serving retirees in Delaware, Florida, New Jersey, and South Carolina. With over 37 years of experience in the financial services industry, Richard has dedicated his career to helping seniors achieve financial security, first as a financial advisor and now as a trusted reverse mortgage professional.

For the past eight years, Richard has specialized in reverse mortgage solutions, including Home Equity Conversion Mortgages (HECMs). His background as a former financial advisor gives him a unique ability to guide clients through the complexities of retirement planning, helping them understand how reverse mortgages can enhance their retirement income, reduce financial stress, and support long-term goals.

Richard is an active member of the Brick, NJ Chamber of Commerce, where he stays connected to the local community and supports initiatives that benefit retirees. He also previously served as a member of the U.S. Coast Guard Auxiliary, reflecting his commitment to service both professionally and personally.

When he’s not working with clients, Richard enjoys spending time outdoors, taking full advantage of the beautiful coastal regions he calls home. His favorite activities include relaxing at the beach, boating, and fishing, hobbies that reflect his love for nature and the water.

With decades of experience and a passion for helping others, Richard takes pride in providing personalized reverse mortgage solutions tailored to each client’s unique needs. His approach is built on trust, transparency, and a genuine desire to improve the financial well-being of the seniors he serves.

If you’re ready to explore how a reverse mortgage can help you enjoy a more secure and fulfilling retirement, contact Richard Bimonte today. He’s here to help you navigate the process with confidence and clarity.

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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