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John Malia

Reverse Mortgage Specialist

NMLS# 79699

1-425-606-8380

11900 NE 1st Street, Bellevue, Washington 98005

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About Me

John is a caring, knowledgeable and experienced professional when it comes to consulting with Senior homeowners, their family members and advisors on the potential utilization of the HUD/FHA Home Equity Conversion Mortgage program (HECM). He practices an information and education first philosophy and enjoys conferring with interested Seniors in order to understand how their housing asset may contribute to better retirement income security. By providing tailored, accurate and verifiable estimates and comparisons on a full range of products and solutions and clearly explaining the terms, benefits and costs of each one, John’s mission is to guide Seniors to the version of the Reverse Mortgage that best suits their goals and objectives for aging in place more comfortably, affordably and securely.

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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