
I started in the HECM business in June of 1998 in Greensboro NC as a Loan Officer with Norwest Mortgage, later Wells Fargo Home Mortgage. I moved into a Sales Manager role in September of 2001 and remained in sales management there until WFHM exited the business in 2011. During those 10 years, I hired, trained, and mentored over 100 Loan Officers in the HECM Business. I have been a Vice President at 3 separate Banks before coming to RFS where today I am the Area Sales Manager for the states of NC, SC, and GA. I ascribe to servant leadership and to help our customers to have a great experience in the HECM loan process.
Common Examples of What a HECM Can Help You Do
- Purchase a new home to fit your lifestyle needs
- Protect your retirement portfolio
- Reduce monthly expenses by paying off existing mortgage
- Reduce monthly expenses by paying debt
- Enhance your cash flow
- Incorporate housing wealth into your retirement plan
- Create an emergency fund
- Increase cash to help ensure monthly bills are paid
- Fund for home repairs or upgrades
- Reduce the burden of out-of-pocket healthcare costs
- Fund the expense for caregivers, live-in nurses, or other in-home care
- Have the cash for a large expense, such as a vacation or vehicle
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