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Loan Officer headshot

David Garrison

Reverse Mortgage and HECM for Purchase Advisor

NMLS# 1595194

317-644-2595

2169 East Rutland Lane, Martinsville, IN 46151

Shifting Into Reverse Blog

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#55 When Heirs Need Your Help More Than Your House

When Heirs Need Your Help More Than Your House David GarrisonHome Equity Retirement SpecialistNMLS # 1595194Serving the State of Indianap (317) 644-2595 c (765) 516-0130e [email protected] 2169 East Rutland Lane, Martinsville, IN 46151Corporate NMLS #1025894 You’ve always been conscious of the importance of estate planning. Now, however, in your late seventies and in the aftermath […]

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#54 Housing Wealth Provides Fallback After Big Gift

Housing Wealth Provides Fallback After Big Gift David GarrisonHome Equity Retirement SpecialistNMLS # 1595194Serving the State of Indianap (317) 644-2595 c (765) 516-0130e [email protected] 2169 East Rutland Lane, Martinsville, IN 46151Corporate NMLS #1025894 Starting with assets inherited from parents and grandparents, the two of you have succeeded, through your own endeavors, in building those assets […]

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#53 Reverse Mortgage Income to Reduce IRMAA

INCOME FROM HOUSING WEALTH CAN REDUCE “BRACKET CREEP” David GarrisonHome Equity Retirement SpecialistNMLS # 1595194Serving the State of Indianap (317) 644-2595 c (765) 516-0130e [email protected] 2169 East Rutland Lane, Martinsville, IN 46151Corporate NMLS #1025894 After retiring from long professional careers, the two of you have been able to maintain a relatively high standard of living […]

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#52 Reverse Mortgage to Capitalize On Home Value Boom

LOCK IN HOME VALUE BY “TRADING” LOANS David GarrisonHome Equity Retirement SpecialistNMLS # 1595194Serving the State of Indianap (317) 644-2595 c (765) 516-0130e [email protected] 2169 East Rutland Lane, Martinsville, IN 46151Corporate NMLS #1025894 Your income has been more than sufficient to keep up mortgage payments of just over $2000 a month. But as retirement draws […]

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#51 Using a Reverse Mortgage to “Divide” Up the Most Indivisible of Assets

DIVVYING UP A HOME DURING DIVORCE? A REVERSE MORTGAGE OFFERS OPTIONS David Garrison Home Equity Retirement Specialist NMLS # 1595194 Serving the State of Indiana p (317) 644-2595 c (765) 516-0130 e [email protected] 2169 East Rutland Lane, Martinsville, IN 46151 Corporate NMLS #1025894 The original plan had been of the “till-death-do-us-part” variety, yet here the […]

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#50 Using A Reverse Mortgage To Finance Long-Term Care (LTC) Premiums

AGING IN PLACE STARTS AS EARLY AS NOW David Garrison Home Equity Retirement Specialist NMLS # 1595194 Serving the State of Indiana p (317) 644-2595 c (765) 516-0130 e [email protected] 2169 East Rutland Lane, Martinsville, IN 46151 Corporate NMLS #1025894 Hopefully, your list of “daily living activities” includes things such as dancing, golfing, cooking favorite […]

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#49 Using A Reverse Mortgage To Finance Home Renovations

HOME RENOS ENABLE AGING IN PLACE David Garrison Home Equity Retirement Specialist NMLS # 1595194 Serving the State of Indiana p (317) 644-2595 c (765) 516-0130 e [email protected] 2169 East Rutland Lane, Martinsville, IN 46151 Corporate NMLS #1025894 According to experts, it’s now easier – physically, financially, and emotionally – to pursue a cosmetic surgery […]

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#48 Using A Reverse Mortgage To Buy A Place For Wintering In The Sun

SNOWBIRDING MADE SIMPLE WITH A REVERSE David Garrison Home Equity Retirement Specialist NMLS # 1595194 Serving the State of Indiana p (317) 644-2595 c (765) 516-0130 e [email protected] 2169 East Rutland Lane, Martinsville, IN 46151 Corporate NMLS #1025894 Like so many other older adults, you cherish the memories you’ve created in Indiana, and have decided […]

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#47 Using A Reverse Mortgage To Avoid Depleting Savings

REVERSE MORTGAGE HELPS AVOID THE ONE BIG RETIREMENT NO-NO David Garrison Home Equity Retirement Specialist NMLS # 1595194 Serving the State of Indiana p (317) 644-2595 c (765) 516-0130 e [email protected] 2169 East Rutland Lane, Martinsville, IN 46151 Corporate NMLS #1025894 In “5 ways to help protect retirement income,” Fidelity Viewpoints lists 4 to-dos and […]