David Garrison

PAYING AHEAD IN REVERSE The unusual rise in prices of residential real estate made taking out a second mortgage on your home tempting. After careful thought, though, you’ve decided to approach the issue at the other end of the spectrum. Over the coming two and a half years, you’re resolved, you’ll make “oversized” monthly payments […]

STEP UP SPOUSAL BENEFITS WITH A REVERSE REFINANCE Listening to neighbors discussing refinancing their mortgage loans (in order to lock in current lower interest rates) has made you think about the reverse mortgage you had taken out just three years ago on your home following your remarriage. Your husband was 60 years old at the […]

BALANCING ASSET CLASSES WITH A REVERSE MORTGAGE Now ten years into partial retirement from careers in counseling, you’ve both decided to take full retirement as of year-end 2021. You want to pay more attention to managing your financial assets along with expanding your involvement in photography (you) and art collecting (she), firmly resolved to spend […]

IMPACT INVESTING USING HOUSING WEALTH Now that you and your spouse have each survived both your first four years of retirement and COVID-19, you’re more than ever determined to make a difference in the way you conduct your lives, including the way you invest your money. Your portfolio choices in your retirement accounts have been […]

REDUCING DEPENDENCY ON STOCK MARKETS MOVEMENTS WITH A REVERSE MORTGAGE Now in your fifth year of retirement, you’ve been generally satisfied with the plan you had set up for automatic quarterly withdrawals out of both your rollover account and your non qualified investment account. Those withdrawals notwithstanding, both accounts have increased substantially in value. While […]