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Cindi Martin

Reverse Loan Originator

NMLS #411167

949-689-3894

3319 N Girard Rd, Spokane Valley, Washington 99212

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About Me

Serving Homeowners in Washington and California | Reverse Loan Originator | NMLS #411167

With more than 25 years in the mortgage industry — including 18 years dedicated exclusively to reverse mortgages — I specialize in helping homeowners aged 62 and better make informed, confident choices about their home equity.

I believe a reverse mortgage isn’t just a financial product — it’s a personal solution that should fit each borrower’s goals, lifestyle, and peace of mind. My role is to educate, simplify, and guide every step of the process so you can make the decision that feels right for you.

My husband and I chose a HECM for Purchase loan when we bought our own home, and I can say firsthand that it was one of the best financial decisions we’ve ever made. That experience gives me a unique perspective — not only as a professional, but as someone who’s personally benefited from the same program I offer to my clients.

If you’re exploring how to make your home equity work for you, I’m here to help you understand your options with clarity, compassion, and experience.

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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