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Joyce Glandon

Reverse Mortgage Advisor

NMLS # 181803

(410) 365-6969

8820 Columbia 100 Parkway | Suite 201
Columbia, MD 21045
Licensed in MD, DE, PA, VA, DC, SC, GA, FL, and TX

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About Me

Early in my career, a disabled veteran came to me for a loan after having had his application turned down by another bank. The listing Realtor told the young veteran, “If Joyce thinks she can get your loan approved, I’ll hold the property for you.” As we sat across the application table and talked, I watched this disabled veteran’s face turn from concerned to hopeful as I explained, “No guarantees, but I think we can do this.” That moment I resolved to be his champion. And yes, we were successful — we sat together again at the settlement table while he signed the paperwork and was given the keys to his first home. His happiness was inspirational.

My current focus is helping our senior citizens who want to stay in their homes and utilize some of their equity while they can still enjoy the perks that money can provide – a cruise, funds for a grandchild’s college education, or simply to keep the money growing in a “just in case” line of credit.

A Reverse Mortgage client who recently settled said, “With Joyce and Mutual of Omaha, you can have confidence you will be accorded the highest level of integrity. Joyce understands they need to help us older folks through the loan process.”

So, if you think a reverse mortgage might be the answer for you or for one of your loved ones,
I’m ready to be your champion.

Licensed in MD, DE, PA, VA, DC, SC, GA, FL, and TX

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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