Skip to content
Loan Officer headshot

Karen Pryor

Branch Manager | Certified Reverse Mortgage Professional

NMLS# 167985

1-310-753-1924

15231 Laguna Canyon Road | Suite 250
Irvine, CA 92618
Torrance Resident Serving Homeowners Throughout the South Bay, California & Utah

Get Your Free Reverse Mortgage Guide Now!

By submitting your contact information, you are providing your signature and agreeing to our Terms of Use and our Privacy Policy. By clicking on the "Continue" button above, you consent, acknowledge, and agree to our Terms of Use and our Privacy Policy. You are also signing express consent to having Mutual of Omaha Mortgage, our family of companies, or one of our third party associates to contact you about your inquiry via text message, email address, or phone (even if it is a cellular phone number or other paid service for which the called or messages person(s) could be charged for such call or text) to the residential or cellular telephone number or email you have provided. This consent includes contact by automatic telephone dialing system, text and an artificial or prerecorded voice or message. You expressly consent to Mutual of Omaha Mortgage to contact you via any means made to any telephone number you provide, even if your telephone number is currently listed on any do not contact email list, internal, corporate, state or national Do Not Call Registry list. Consent is not required as a condition of utilizing Mutual of Omaha Mortgage's services. You may opt out of receiving calls or other electronic communications at any time by making a Do Not Call Request.

About Me

article image

Experience You Can Trust

Choosing a reverse mortgage is one of the most important financial decisions you may make in retirement. I believe you deserve clear answers, honest guidance, and the time to fully understand your options before deciding whether a reverse mortgage is right for you.

For more than 30 years, I’ve helped families make important mortgage decisions. Today, as one of fewer than 100 Certified Reverse Mortgage Professionals (CRMPs) located in California and a Reverse Mortgage Specialist with Mutual of Omaha Reverse Mortgage, I specialize in helping homeowners age 55 and older understand how a reverse mortgage can provide greater financial flexibility, strengthen a retirement strategy, and create more financial confidence.

My goal isn’t to convince you that a reverse mortgage is the right solution, it’s to help you determine whether it’s the right solution for your unique situation. I’ll take the time to explain how reverse mortgages work, answer your questions, discuss alternatives, and provide the information you need to make an informed decision without pressure.

If you already work with a financial advisor, estate planning attorney, or CPA, I’m happy to collaborate with your trusted professionals to ensure your reverse mortgage complements your overall retirement, tax, and legacy planning strategy. Working together allows us to create a plan that supports your long-term financial goals and gives you greater peace of mind.

Reverse mortgages are often surrounded by myths and misconceptions. One of the most rewarding parts of my work is helping people separate fact from fiction so they can make confident decisions based on accurate information, not fear or misunderstanding. That commitment to education led to my being featured by Palos Verdes Pulse in an interview titled “Karen Pryor: Mortgage Myth Buster,” where I discuss common misconceptions about reverse mortgages and my passion for helping older adults achieve greater financial security. Read the interview here.

Serving others has always been important to me, both professionally and personally. I’m proud to have served on Torrance Memorial Medical Center’s Professional Advisory Council for the past seven years, am currently serving my third year on the City of Torrance Social Services Commission, serve on the Board of Directors for the Torrance Area Chamber of Commerce, and recently joined the Board of Directors for the Volunteer Center South Bay-Harbor-Long Beach. Giving back to the community that I call home is one of the most meaningful parts of my life.

Whether you’re exploring a reverse mortgage for yourself, helping a parent evaluate their options, or you’re a financial professional looking for a trusted resource for your clients, I’m committed to providing honest guidance, personalized service, and the education you need to move forward with confidence.

If you’re considering a reverse mortgage—or simply have questions—I’d be happy to have a conversation. No pressure. Just clear, straightforward guidance to help you make the decision that’s right for you.

Torrance Memorial Foundation

City of Torrance Government

Torrance Area Chamber of Commerce

Our Experience.com Reviews

Experience.com Logo

Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
Illustration of person climbing ladder

Articles

Get Your Free Reverse Mortgage Guide Here!
illustration of couple buying home
Lion_Icon Wondering how many of your neighbors have a HECM or HECM for Purchase loan?
Toggle HECM Facts Pop Up