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Karen Pryor

Branch Manager | Certified Reverse Mortgage Professional

NMLS# 167985

1-310-753-1924

15231 Laguna Canyon Road | Suite 250
Irvine, CA 92618
Torrance Resident Serving Homeowners Throughout the South Bay, California & Utah

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About Me

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Meet Karen Pryor

Reverse Mortgage Specialist & CRMP | Serving California & Utah

Experience You Can Trust

Choosing a reverse mortgage is one of the most important financial decisions you may make in retirement. I believe you deserve clear answers, honest guidance, and the time to fully understand your options before deciding whether a reverse mortgage is right for you.

For more than 30 years, I’ve helped families make important mortgage decisions. Today, as a Certified Reverse Mortgage Professional (CRMP) and Reverse Mortgage Specialist with Mutual of Omaha Reverse Mortgage, I help homeowners age 55 and older understand their reverse mortgage options and how they may fit into their individual retirement goals. I’m proud to be among fewer than 100 CRMPs located in California.

As a Torrance resident, I’m proud to serve homeowners throughout the South Bay and surrounding California communities, as well as homeowners in Utah. Licensed in both California and Utah, I’m committed to providing personalized reverse mortgage education and guidance to help homeowners understand their options and make informed decisions about their retirement.

My goal isn’t to convince you that a reverse mortgage is the right solution. It’s to help you determine whether it’s the right solution for your unique situation. I take the time to explain how reverse mortgages work, answer your questions, discuss alternatives, and provide the information you need to make an informed decision without pressure.

If you already work with a financial advisor, estate planning attorney, or CPA, I’m happy to collaborate with your trusted professionals to help you evaluate how a reverse mortgage may fit into your overall retirement, tax, and legacy planning strategy. My goal is to support an informed, coordinated approach that considers your long-term financial goals.

Reverse mortgages are often surrounded by myths and misconceptions. One of the most rewarding parts of my work is helping people separate fact from fiction so they can make informed decisions based on accurate information. My commitment to education led to my being featured by Palos Verdes Pulse in an interview titled “Karen Pryor: Mortgage Myth Buster,” where I discuss common misconceptions about reverse mortgages and my passion for helping older adults better understand their financial options.

Read the interview here.

Serving others has always been important to me, both professionally and personally. I’m proud to have served on Torrance Memorial Medical Center’s Professional Advisory Council for the past seven years and am currently serving my third year on the City of Torrance Social Services Commission. I also serve on the Board of Directors for the Torrance Area Chamber of Commerce and recently joined the Board of Directors for the Volunteer Center South Bay-Harbor-Long Beach.

Giving back to the South Bay community that I call home is one of the most meaningful parts of my life.

Whether you’re exploring a reverse mortgage for yourself, helping a parent evaluate their options, or you’re a financial professional looking for a trusted resource for your clients, I’m committed to providing honest guidance, personalized service, and the education you need to move forward with confidence.

If you’re considering a reverse mortgage or simply have questions, I’d be happy to have a conversation. No pressure. Just clear, straightforward guidance to help you make the decision that’s right for you.

Torrance Memorial Foundation
City of Torrance Government
Torrance Area Chamber of Commerce
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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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Karen's Upcoming Events

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Real Estate Agents | Lifestyle Home Loan Realtor Certification Course

Join Mutual of Omaha Mortgage for this Realtor Certification Course, created for real estate professionals who want to better serve homebuyers 62+. Learn how you can sell more homes by offering the Lifestyle Home Loan* to your clients. Discover how your clients may purchase their dream home with as little as 60–70% down and never […]

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Financial Advisors | Four Retirement Realities (And What to Do About Them)

Join Mutual of Omaha Mortgage for this Advisor Webinar featuring David Blanchett, Ph.D., CFA, CFP®, Head of Retirement Research at Prudential Financial and Portfolio Manager at PGIM, as he explores four key retirement realities and how understanding them can help financial advisors develop more realistic planning assumptions and better prepare clients for retirement. What You’ll […]

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