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Loan Officer headshot

Brad Dela Cruz

Reverse Mortgage Loan Originator

NMLS# 582941


1622 Wilshire Blvd., Ste A, Santa Monica, CA 90403
  • Reverse Mortgages Calculator

    This calculator estimates benefits you might receive from the federally-insured “Home Equity Conversion Mortgage” (HECM) reverse mortgage program. In order to obtain one of these loans, you and your co-borrower (if any) must be at least 62 years old.

  • HECM for Purchase Calculator

    The HECM for Purchase calculator estimates how much you might be able to receive from the Home Equity Conversion Mortgage for Purchase (HECM for Purchase) program. This calculator will give you the estimated benefit and the one-time down payment. No personal information is required to use this calculator.

  • Social Security Benefits Retirement Estimator

    The Retirement Estimator is a tool designed to provide estimates of your Social Security benefits, utilizing the information from your actual earnings record. It is important to understand that these estimates are meant for informational purposes only and may not represent the exact benefit amount you will receive.

  • Social Security Benefits Calculator

    This benefits calculator provides estimates based on your date of birth and earnings history based on information that you provide. The information provided are rough estimates. Please note that these numbers are for informational purposes only and may not represent the exact number you will receive.

  • Detailed Social Security Calculator

    The Detailed Calculator serves as a comprehensive benefit calculator with the capacity to compute both historical and estimated future benefits. It is specifically designed to determine Social Security benefits for old-age, survivor, or disability claims, based on the unique characteristics of individual workers.