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Ron Heath

Lifestyle Home Loan Specialist/HECM Specialist
President's Club

NMLS# 450503

(919) 412-0686

1000 2nd Ave S, Office #316, North Myrtle Beach, SC 29582

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The Lifestyle Home Loan for Purchase

How a HECM Helps In Retirement

About Me

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Ron Heath is a dedicated reverse mortgage professional licensed in Florida, Georgia, Tennessee, Virginia, North Carolina, and South Carolina. With a client-first approach and a strong commitment to education, Ron focuses on helping older homeowners understand how reverse mortgages can be used thoughtfully as part of a long-term retirement strategy.

Ron recently relocated to the region and is in the process of building deep connections within his local retirement community. As he establishes those relationships, his priority remains providing clear guidance, honest education, and personalized support to every client he serves. He believes that informed decisions lead to greater confidence, especially when navigating complex financial options later in life.

Known for his approachable style and attention to detail, Ron takes the time to walk clients through the reverse mortgage process step by step, ensuring they feel comfortable, respected, and empowered throughout their journey. He understands that no two retirement situations are the same and tailors his approach to fit each client’s unique goals and circumstances.

With a strong foundation in reverse mortgage lending and a passion for helping retirees make confident financial decisions, Ron Heath is committed to serving homeowners with integrity, patience, and care as they plan for a secure and fulfilling retirement.

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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