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Ron Heath

Lifestyle Home Loan Specialist/HECM Specialist
President's Club

NMLS# 450503

(919) 412-0686

671 Jamestown Rd, Suite 208B, Garden City, SC 29576

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The Lifestyle Home Loan for Purchase

How a HECM Helps In Retirement

About Me

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Professional Experience

Hello, I am Ron Heath. I have over 17 years of experience working in the Home Equity Conversion Mortgage (HECM) industry. I have helped hundreds of homeowners obtain greater financial freedom during retirement by using home equity. In recent years, I have become a Lifestyle Home Loan (HECM for Purchase) specialist assisting customers in buying their retirement dream home. I started my mortgage career with Wells Fargo Home Mortgage in April 2007 and have since held various roles in the industry.

HECM (Reverse Mortgage)

I joined Mutual of Omaha Mortgage to help seniors “right size” and purchase the best retirement home, as they are the industry leader in the HECM for Purchase Program. A HECM, also known as a reverse mortgage, is a government-insured mortgage program that allows seniors to make a one-time down payment without the burden of monthly mortgage payments.

I have my licenses in Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. What I find most rewarding about my job is helping people achieve financial peace of mind in retirement. I always aim to provide each customer with knowledge, honesty, and integrity.

About Me

I am happily married to my best friend, Becky, for over 40 years. We love traveling to tropical destinations and coastal communities. My favorite hobbies include golf, snorkeling, and reading a good book on vacation. I am actively involved in my community, having served in various roles such as Treasurer for a non-profit caregiver support center and HOA board Treasurer in a 55+ community.

Feel free to contact me at [email protected] or (919) 412-0686 to start planning today.

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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