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Tom MacDonald

Reverse Mortgage Advisor

NMLS # 210661

(775) 234-2355

5470 Kietzke Lane
Suite 300 | Office 320
Reno, NV 89511

Get Your Free Reverse Mortgage Guide Now!

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About Me

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Tom Macdonald is a highly experienced Reverse Mortgage Advisor, proudly serving clients in Californiaand Nevada. With over 20 years of experience in the reverse mortgage industry, Tom has worked with leading organizations like Wells Fargo, MetLife, and Mutual of Omaha Mortgage, helping retirees achieve financial stability and peace of mind.

Tom brings a unique perspective to his role, having personally used a reverse mortgage to purchase his home in Reno, Nevada. This firsthand experience allows him to connect with his clients on a deeper level, offering practical insights and tailored solutions, including Home Equity Conversion Mortgages (HECMs) and other non-government-insured reverse mortgage programs.

As a resident of the Del Webb Sierra Canyon community in Reno, Tom is an active member of his local retirement community. He previously served as the Chairman of the Budget and Finance Committee for the HOA and participates in the community’s golf group, exploring over 20 local courses during the season. Beyond Reno, Tom has a rich history of community involvement, including:

Tom’s deep commitment to serving others extends to his professional life, where he’s known for his dedication to helping retirees achieve their financial goals. His mission is simple: to use his expertise to improve the lives of others, guiding them through the reverse mortgage process with care and clarity.

When he’s not working, Tom enjoys attending concerts and live music in Reno, reading mystery novels and solving jigsaw puzzles, and indulging his love for travel, made easier by Reno’s convenient airport access.

Tom also continues to serve his California clients face-to-face, drawing on his long-standing relationships and hundreds of satisfied past clients. At 76 years old, Tom is motivated by his passion for helping people and his genuine enjoyment of the reverse mortgage field.

If you’re ready to explore how a reverse mortgage can help you increase your retirement cash flow, contact Tom Macdonald today. With his extensive experience and heartfelt dedication, Tom is here to guide you every step of the way.

If you would like quick information about Reverse Mortgages, please view the educational videos Tom has created below!

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Videos

Income Protection

Take Your Home

Longevity

Using a Reverse Mortgage to Extend Your Portfolio's Life

Having a Reverse Mortgage provides Peace of Mind Knowing Your Future is Protected

When the Market is Down, Use a Reverse Mortgage to Meet Your Cash Needs

You Can Buy a Home with a Reverse Mortgage, the HECM for Purchase

How to Use a Reverse Mortgage to Cover Long Term Care

Ways to Use a Reverse Mortgage with Tom MacDonald

Reverse Mortgage Can Hedge Against Dropping Home Values

Should You Draw Down Savings Before Doing a Reverse Mortgage?

Reverse Mortgages and the Value of a Growing Line of Credit

Reverse Mortgage & HELOC (Home Equity Line of Credit) Resets

You Have the Option of Making Payments on a Reverse Mortgage

You May be Able to Refinance a Reverse Mortgage with a new Reverse Mortgage

Tom MacDonald Talks About Changes And Acceptance of Reverse Mortgages

Correcting a Number of Misconceptions About a Reverse Mortgage

A Basic Primer on How the Reverse Mortgage Program Works

Should I get a Reverse Mortgage Now or Later

Tom MacDonald Has Over 20 Years Experience Specializing in Reverse Mortgages

Even Those With High Value Homes May Benefit From a Reverse Mortgage

Use a Reverse Mortgage to Replace Your Home Equity Line of Credit

Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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