Home

Michael Bowers

Branch Manager | HECM Specialist NMLS# 61535

4555 Lake Forest Drive Suite 650
Cincinnati, OH 45242

About Me

Michael Bowers
Branch Manager | HECM Specialist | NMLS# 61535 | 1-800-589-8430

Planning & Organizational Skills • Financial Needs & Cash flow Analysis • Written & Oral Communications • Radio Talk Show Host & Thought Leader on Retirement Planning

Author of Weekly Financial Newspaper Column • Distilling Complex Financial Ideas & Strategies

Offering Evidence Based Retirement Income Solutions

PROFESSIONAL EXPERIENCE

Retirement Funding Solutions – Cincinnati, Ohio 45069 | 2015 – Present

Senior Loan Officer specializing in the FHA HECM loan program for retirees.

Security One Lending – Cincinnati, Ohio 45069 | 2013 – 2015

Senior Loan Officer specializing in the FHA HECM loan program for retirees.

American Mortgage Service Company – Cincinnati, Ohio | 2008 – 2013

Senior Loan Officer specializing in the FHA HECM loan program for retirees

Trinity Financial Group, Escondido, California | 1977 – 2007

DBA, California Homes and Loans

Owner, Real Estate Broker, Real Estate Investment Banker – Senior Housing

KCEO AM 1000, San Diego, California • 1 year

Weekly Talk Show Host of “It’s Your Money San Diego”

Hosted and produced a weekly talk show about personal finances, investments and related topics. Organized the program to reflect a broad community-based information format; Interviewed guests on the air including mutual fund portfolio investment managers, financial advisors and asset managers, real estate and asset based syndicators, estate and family planning attorneys, certified public accountants dealing with changing tax laws.

THE TIMES ADVOCATE (a.k.a THE NORTH COUNTY TIMES), San Diego, California • 1 year

A daily newspaper covering North San Diego County and parts of Southeastern Riverside County

“The Financial Advisor” Columnist

Provided weekly content on local economy; personal financial matters including investing in stocks, bonds and mutual funds – Disseminated advice on developing retirement plans and appropriate retirement plan investments, and estate planning

PROFESSIONAL MEMBERSHIPS

Financial Planning Association of Southwestern Ohio

National Association of Insurance and Financial Advisors – NAIFA

Certified Home Equity Retirement Specialist – HERS ®

Certified HECM for Purchase Specialist – H4P®

Cincinnati Area Board of Realtors

Northern Kentucky Association of Realtors

Director of Development / Cincinnati Senior Connection

Past President San Diego Chapter of CFP’s (Certified Financial Planners)

Past President of Palomar Health Foundation

Rotary International – Paul Harris Fellow

ADDITIONAL COURSES & CERTIFICATIONS

Certified Financial Planner (relinquished marks)

NASD Series 7, 24, 27, 63 (relinquished licenses)

Senior Real Estate Specialist – SRES

Certified Instructor -The American CE Institute – Providing Continuing Education and Training for Financial Advisors, Attorneys, CPA’S, Insurance and Real Estate Agents

EDUCATION

Bachelor of Science in Business Administration

University of Kentucky, Lexington, Kentucky

Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying off existing mortgage
  • Reduce monthly expenses by paying debt
  • Enhance your cash flow
  • Incorporate housing wealth into your retirement plan
  • Create an emergency fund
  • Increase cash to help ensure monthly bills are paid
  • Fund for home repairs or upgrades
  • Reduce the burden of out-of-pocket healthcare costs
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Have the cash for a large expense, such as a vacation or vehicle

Testimonials

“Mike is very knowledgeable and he is terrific about following-up with his Clients. He has a wealth of experience and information - I highly recommend him.”

-Art Reed - Art Reed Seminars - National SRES Instructor

See what our customers are saying

Ready to Talk?





    We’ll never share your email with anyone else


    Want to learn more about HECM?

    To learn more about HECM Call 1-800-589-8430 or enter your email address to download this Free informational booklet. See how much you could take advantage of Reverse Mortgage.

      I would like to sign up to receive additional information about HECM

      Lion_Icon Wondering how many of your neighbors have a HECM or HECM for Purchase loan?
      CloseOutIcon