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Introducing SecureEquity+: A Smarter Way to Access Your Home's Value

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A Reverse Mortgage You Can Be Confident About

This is a powerful new retirement financing tool designed to help you maximize home equity.

What is SecureEquity+?

SecureEquity+ is a proprietary reverse mortgage loan offered by Mutual of Omaha Mortgage. It is specifically designed for homeowners with high-value properties. This financial product allows homeowners to access their home equity while eliminating the need for monthly mortgage payments*.

What are the benefits?

If you’re 55** or older, you may be eligible to finance loan amounts up to $4 million and access more of your home equity than a traditional Home Equity Conversion Mortgage (HECM).

With SecureEquity+:
  • You eliminate monthly mortgage payments while staying in your home.*
  • You can receive funds as a lump sum or establish a line of credit.
  • The loan is not repaid until the last borrower no longer lives in the home.

How Does SecureEquity+ Work?

  1. 1
    Initial Consultation: Speak with a SecureEquity+ specialist to determine if it aligns with your financial goals.
  2. 2
    Application & Qualification: Submit your application and meet lender eligibility requirements.
  3. 3
    Home Appraisal & Loan Approval: The home is appraised to determine the available loan amount.
  4. 4
    Loan Closing & Funding: Once approved, you receive your loan funds.
  5. 5
    No Monthly Mortgage Payments*: As long as you meet your obligations (taxes, insurance, home maintenance), you can stay in your home while accessing your equity.

Who is Eligible?

To qualify for a SecureEquity+ reverse mortgage, you must:
  • Be as young as 55** years of age or older.
  • Live in the home as your primary residence.
  • Own a high-value home that exceeds FHA loan limits.
  • Continue paying property taxes, homeowners insurance, and HOA dues.

What Can You Use Your
SecureEquity+ Loan For?

A SecureEquity+ loan offers financial flexibility, allowing you to:

  • Eliminate Your Monthly Mortgage Payment* – Free up your cash flow by paying off your existing mortgage.
  • Cover Healthcare & Medical Costs – Use funds for unexpected medical expenses, long-term care, or health insurance.
  • Renovate or Upgrade Your Home – Make necessary home improvements or age-in-place modifications.
  • Fund Travel or Lifestyle Goals – Enjoy your retirement with the freedom to travel or invest in hobbies.
  • Support Family or Legacy Planning – Assist children or grandchildren with education, home down payments, or other financial needs.
  • Consolidate Debt – Pay off high-interest debt and improve financial security.

Is SecureEquity+ Right for You?

If you own a high-value home and want to maximize your financial flexibility, SecureEquity+ may be the right solution. Contact us today to learn more about how this powerful financial tool can support your retirement goals.

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* Borrower must occupy home as primary residence and remain current on property taxes, homeowner’s insurance, the costs of home maintenance, and any HOA fees.

** Due to state restrictions, some states have a higher minimum age than 55.