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Introducing SecureEquity: A Smarter Way to Access Your Home's Value

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A Reverse Mortgage You Can Be Confident About

This is a powerful new retirement financing tool designed to help you maximize home equity.

What is SecureEquity?

SecureEquity is a proprietary reverse mortgage loan offered by Mutual of Omaha Mortgage. It is specifically designed for homeowners with high-value properties. This financial product allows homeowners to access their home equity while eliminating the need for monthly mortgage payments*.

What are the benefits?

If you’re 55** or older, you may be eligible to finance loan amounts up to $4 million and access more of your home equity than a traditional Home Equity Conversion Mortgage (HECM).

With SecureEquity:
  • You eliminate monthly mortgage payments while staying in your home.*
  • You can receive funds as a lump sum or establish a line of credit.
  • The loan is not repaid until the last borrower (or eligible non-borrowing spouse) no longer lives in the home.

How Does SecureEquity Work?

  1. 1
    Initial Consultation: Speak with a SecureEquity specialist to determine if it aligns with your financial goals.
  2. 2
    Application & Qualification: Submit your application and meet lender eligibility requirements.
  3. 3
    Home Appraisal & Loan Approval: The home is appraised to determine the available loan amount.
  4. 4
    Loan Closing & Funding: Once approved, you receive your loan funds.
  5. 5
    No Monthly Mortgage Payments*: As long as you meet your obligations (taxes, insurance, home maintenance), you can stay in your home while accessing your equity.

Who is Eligible?

To qualify for a SecureEquity reverse mortgage, you must:
  • Be as young as 55** years of age or older.
  • Live in the home as your primary residence.
  • Own a high-value home that exceeds FHA loan limits.
  • Continue paying property taxes, homeowners insurance, and HOA dues.

What Can You Use Your
SecureEquity Loan For?

A SecureEquity loan offers financial flexibility, allowing you to:

  • Eliminate Your Monthly Mortgage Payment* – Free up your cash flow by paying off your existing mortgage.
  • Cover Healthcare & Medical Costs – Use funds for unexpected medical expenses, long-term care, or health insurance.
  • Renovate or Upgrade Your Home – Make necessary home improvements or age-in-place modifications.
  • Fund Travel or Lifestyle Goals – Enjoy your retirement with the freedom to travel or invest in hobbies.
  • Support Family or Legacy Planning – Assist children or grandchildren with education, home down payments, or other financial needs.
  • Consolidate Debt – Pay off high-interest debt and improve financial security.

Is SecureEquity Right for You?

If you own a high-value home and want to maximize your financial flexibility, SecureEquity may be the right solution. Contact us today to learn more about how this powerful financial tool can support your retirement goals.

* Borrower must occupy home as primary residence and remain current on property taxes, homeowner’s insurance, the costs of home maintenance, and any HOA fees.

** Due to state restrictions, some states have a higher minimum age than 55.