Wednesday, June 21, 2023 | 11:00 AM – 12:00 PM PDT

Advisors often view retirement income planning through the lens of the 4% rule but changes in longevity and a lower-return environment challenge conventional wisdom about safe withdrawal rates. This presentation will discuss what it means to take risk with an investment portfolio in retirement, how high prices for bonds and stocks will impact withdrawal rate projection, and the importance of creating a plan for funding essential expenses. The presentation will conclude with strategies to deal with a new retirement reality to maximize income from retirement wealth.

Learning Objectives Include:

• Is the 4% rule dead?
• Historical returns versus future returns
• Market risk and income failure
• Spending retirement savings
• Retirement income from bonds