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Cheryl McCarthy

Cheryl McCarthy

Reverse Mortgage Advisor NMLS# 662082

2603 Camino Ramon Suite 200
San Ramon, CA 94583

About Me

Cheryl McCarthy
Reverse Mortgage Advisor | NMLS# 662082 | 1-510-507-5616
Cheryl McCarthy is the Alameda Reverse Mortgage specialist and speaker. She assists homeowners in the greater San Francisco Bay Area, ages 62 years and older, enhance their retirement by helping them select the right Home Equity Conversion Mortgage (HECM) program to meet their specific needs. With her “no-pressure” educational approach, she is experienced in helping her clients find the right solution. Her goal is to help clients achieve the retirement of their dreams. She is a trusted resource in banking and finance, serving clients and finance professionals in Alameda and the Bay Area for over 25 years. She works extensively with Attorneys, Mortgage Consultants, Financial Planners, Bankers, Senior Services Providers and Realtors, helping them to assist their clients with their retirement needs.

Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying off existing mortgage
  • Reduce monthly expenses by paying debt
  • Enhance your cash flow
  • Incorporate housing wealth into your retirement plan
  • Create an emergency fund
  • Increase cash to help ensure monthly bills are paid
  • Fund for home repairs or upgrades
  • Reduce the burden of out-of-pocket healthcare costs
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Have the cash for a large expense, such as a vacation or vehicle


“You don’t know how wonderful it was to look at my on-line bank account and see the $300,000 GONE! I can’t thank you enough for all your wonderful assistance in getting me financially secure! Thanks again.”


“Thank you Cheryl for your time and your service for my family.”

-Mr. & Mrs. C.

“Thank you for helping my parents refinance their Reverse Mortgage. You helped them make much needed repairs on their home as well as getting additional money.”

-Rich M.

“I was impressed with the home equity strategies that were explained to me. It made a lot of sense and I couldn’t be happier with the result. I was able to retire 4 years earlier than I expected!”

-John G.

See what our customers are saying

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Want to learn more about HECM?

To learn more about HECM Call 1-510-507-5616 or enter your email address to download this Free informational booklet. See how much you could take advantage of Reverse Mortgage.