David Garrison

REVERSE MORTGAGE – A GIFT TO KEEP YOU GIVING September 6th, 2022 With summer swiftly waning, you’re beginning to think about the winter holidays.  Unfortunately, with inflation having noticeably strained your budget, you have concerns around your traditional role as “Uncle Santa”. Each Christmas for the past ten or more years, you’ve made Christmas gifts […]

HELPING YOUR HOME HELP YOU KEEP SAFE August 30th, 2022 Ever since first falling in love with this house some twenty five years ago, the two of you have agreed that this is where you want to spend the rest of your lives. Now, moving into retirement, with the house paid for, you have been […]

YOUR HOME — AN ANNUITY WITH WIGGLE ROOM August 22nd, 2022 Of all your investments, the one that, ironically, feels most comfortable right now is the one that’s the least exciting — a fixed annuity you bought seven years ago. That annuity has been faithfully delivering a monthly deposit into your bank account. Given the […]

USING HOUSING WEALTH TO FUND A FRANCHISE August 16th, 2022 After four decades as a kindergarten teacher, you retired just as the pandemic was getting underway. With your pension, investments, and Social Security allowing you to cover expenses with some luxuries added, you are now considering ways to raise your standard of living without re-entering […]

A NEW “WINDOW” ON RETIREMENT PLANNING – IN REVERSE!  Once having made the decision to spend your retirement years in your present home, you realized that everyday cost savings are going to be key to your budgetary survival over the next two to three decades. You briefly explored solar paneling, but for a number of […]

FROM HERE TO MEDICARE, REVERSE MORTGAGE EASES THE WAIT August 2nd, 2022 For a variety of reasons, the two of you have made the monumental decision to retire from your careers at the end of the next calendar year. The frustrations and issues have begun to outweigh the motivation to keep working, and, with your […]

REVERSE MORTGAGE – INSURANCE AGAINST SOCIAL SECURITY CUTS July 26th, 2022 Two years into what you’ve dubbed Retirement Stage One (the first six to seven years when you do your long-planned European and South America biking and hiking vacation trips while still keeping up some income flow through part time work), you’ve become concerned about […]

TO DEAL WITH REVERSALS OF FORTUNE, THINK REVERSE MORTGAGE July 19th, 2022 While the two of you had long ago made clear that your children were expected to manage their own affairs once they’d graduated and left the nest, life has not followed the expected pattern. Because of some mental health issues, one of your […]

APPROACHING NEW HOME PURCHASE IN REVERSE July 12th, 2022 At a recent social gathering, friends of yours mentioned that they’d narrowly succeeded in winning the bid for their new home only because they’d been able to make a cash offer. The only way they’d been able to raise that cash before selling their prior home, […]