Bruce Mcpherson

Reverse Mortgage Professional
NMLS# 460067

3131 Camino Del Rio N Suite 190
San Diego, CA 92108
619-517-1642

About Me

Bruce Mcpherson

Reverse Mortgage Professional | NMLS# 460067

1-619-517-1642

  • Reverse Mortgages
  • JUMBO Reverse Mortgages
  • Reverse Mortgage Refinances
  • The HECM Program

Bio

Bruce has specialized in the federally insured HECM program since 2003.  He began his career as a HECM Specialist at Wells Fargo Bank, where his first task was to teach hundreds of bankers what a HECM was.  (During the Great Recession, Wells Fargo stopped originating HECMs after home values collapsed.)

As a member of the Financial Planning Association, Bruce educates financial planners about the HECM program, including the little-known “Standby HECM” and “Purchase HECM”.  Bruce also teaches HECM classes to realtors, attorneys and accountants.  Bruce has provided over 800 HECM solutions to seniors and Boomers throughout San Diego County.

Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle

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