Jerry Garner

Home Equity Retirement Specialist
NMLS# 448610

78 Ashley Point Drive Suite 101
Charleston, SC 29407

About Me

Jerry Garner

Home Equity Retirement Specialist | NMLS# 448610



Jerry Garner grew up in North Carolina and after graduating from East Carolina University in 1992, with a business management degree, Jerry began his career in the financial services industry. During his time working in consumer finance, Garner also got exposure to financial consulting and mortgage planning. Earning several leadership awards and qualifying for the top producing chairman’s club, he was recognized for his talent, and became one of the youngest managers to be promoted to executive management of a fortune 500 company.

In 2003, Garner made the decision to become a home mortgage consultant and is currently a home equity retirement specialist, focused solely on consulting senior homeowners. His success has continued, as he consistently is recognized as a top producing consultant in the country; Jerry is often asked to speak to financial groups as a federally licensed mortgage consultant.

Bringing many years of experience with him, Garner decided it was time to join a company with a trusted branded that offers exquisite customer service. Mutual of Omaha Bank and Retirement Funding Solutions allows Jerry to continue to consult with homeowners and trusted advisors in an educational atmosphere.

Jerry has a passion for helping people understand how home equity can play a role in cash flow planning in retirement, and would appreciate the opportunity to speak with you.

Jerry lives in Charleston, SC with his wife, Sally, and son, Hogan. When not working, Jerry enjoys spending time on the water with friends and family and watch his son play baseball.

Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle

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