Skip to content
Loan Officer headshot

Jim Warns

Reverse Mortgage Specialist

NMLS# 506555


4860 Cox Road, Suite 200, Glen Allen, Virginia 23060

Get Your Free Reverse Mortgage Guide Now!

By submitting your contact information, you are providing your signature and agreeing to our Terms of Use and our Privacy Policy. By clicking on the “Continue” button above, you consent, acknowledge, and agree to our Terms of Use and our Privacy Policy. You are also signing express consent to having Mutual of Omaha Mortgage, our family of companies, or one of our third party associates to contact you about your inquiry via text message, email address, or phone (even if it is a cellular phone number or other paid service for which the called or messages person(s) could be charged for such call or text) to the residential or cellular telephone number or email you have provided. This consent includes contact by automatic telephone dialing system, text and an artificial or prerecorded voice or message. You expressly consent to Mutual of Omaha Mortgage to contact you via any means made to any telephone number you provide, even if your telephone number is currently listed on any do not contact email list, internal, corporate, state or national Do Not Call Registry list. Consent is not required as a condition of utilizing Mutual of Omaha Mortgage's services. You may opt out of receiving calls or other electronic communications at any time by making a Do Not Call Request.




About Me

Jim Warns has been in the mortgage industry for more than 30 years. He owned his own mortgage brokerage company for 10 years before making the decision to focus exclusively on reverse mortgages in 2007.

Jim was originating loans through Retirement Funding Solutions (RFS) when it was acquired by Mutual of Omaha in 2018. While RFS still functions as DBA, in 2019, the brand transitioned to Mutual of Omaha Mortgage. (Mutual of Omaha Reverse Mortgage officially operates under the Mutual of Omaha Mortgage name.)

As a specialist in the field, Jim collaborates with financial advisors, elder law and estate planning attorneys, and other professionals with the goal of exploring how to use housing wealth proactively as part of the retirement planning process.

Jim gives Continuing Education (CE) presentations on reverse mortgages to financial planners as well as Virginia insurance agents and attorneys. Jim has also presented to various community organizations and teaches three recurring reverse mortgage education classes as a volunteer instructor for senior consumers at the local Chesterfield Lifelong Learn Institute. 

Jim currently is or was also involved with the following organizations:

Jim holds both undergraduate and graduate degrees in business from The College of William & Mary and lives in Richmond, Virginia.

If you are looking for a Virginia reverse mortgage specialist near you, give Jim a call directly at 1-804-714-8007or fill out the form on this page to get started. 

Our Reviews Logo



Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
Illustration of person climbing ladder
Get Your Free Reverse Mortgage Guide Here!
illustration of couple buying home
Lion_Icon Wondering how many of your neighbors have a HECM or HECM for Purchase loan?
Toggle HECM Facts Pop Up