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Ken Rivera

Home Equity Retirement Originator

NMLS# 226282


222 S. Thor St., Suite #4, Turlock, CA 95380

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About Me

Ken Rivera is a Home Equity Retirement Originator at Mutual Of Omaha and helps those 62 and over utilize their home equity to assist in retirement. Reverse mortgages help those in or nearing retirement to preserve their liquid assets or supplement their retirement income.

Prior to working with Mutual Of Omaha, Ken served 8 years in the U.S. Navy. He then started in the real estate industry in 1983 and transitioned to mortgage lending in 2000. In 2005, with American Pacific Mortgage, he began originating reverse mortgages. He also worked with Bank of America and American Advisors Group and is now with Mutual Of Omaha Reverse Mortgage.

Ken earned a B.S. Degree in Business Administration with a concentration in Finance from CSU Stanislaus. He also enjoys golf and watching college basketball.

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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