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Kimberly Cox-Wagner

Reverse Mortgage Specialist

NMLS# 1869479


641 Fulton Ave., Suite 200, Office #209, Sacramento, CA 95825

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About Me

“A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.” — Suze Orman

Kimberly Cox-Wagner is a Reverse Mortgage Professional, throughout her career she has helped clients enjoy a better quality of life while trying to answer the “what-ifs.” She is passionate about working with senior homeowners so they can “retire better.

As the conservator for two aging family members, Kimberly understands the needs of seniors and their families first hand. She helped her aunt with a reverse mortgage loan, giving her all the flexibility and peace of mind, you could want for your loved ones.

Kimberly started in mortgage industry over 30+ years ago and since that time she also worked in Home Health Care and Residential Construction. Working in these industries gave her great insight to the importance of retirement planning, financial security and the true joy of living in your own home as you age.

Helping seniors assure their financial security by utilizing the equity in their homes with the HECM loan is her mission.

Now, ask yourself, what if you didn’t have monthly mortgage payments?*** What if you could make your retirement savings last longer? What if you could buy a home that better suits your needs? What if?

Available to work with Senior Citizens, Home Health Care Agencies, Financial Advisors, Realtors, Mortgage Brokers, Attorneys, etc.

***Borrowers are responsible for paying property taxes, homeowner’s insurance, and for home maintenance.

Call Kimberly today at 949-656-1936!

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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