Home Equity Retirement Specialist
Walnut Creek, CA 94595
Home Equity Retirement Specialist | NMLS# 235426
- Reverse Mortgages
- JUMBO Reverse Mortgages
- Reverse Mortgage Refinances
- The HECM Program
- HECM to HECM Refinances
Marty Appel is a well-known local expert and speaker on reverse mortgages. He has assisted countless older homeowners enhance their retirement years by helping them select the correct reverse mortgage program to meet their particular needs and goals. With his “no-pressure”, educational approach, Marty is an expert at helping his clients find the right solution that exactly meets their needs.
Marty’s core values are made up of Integrity, Loyalty, Diligence and Compassion.
Outside of work, Marty enjoys spending time with his wife Janet. He also loves to cook, create sculptures with hot glass, and grow beautiful orchids.
Common Examples of What a HECM Can Help You Do
- Purchase a new home to fit your lifestyle needs
- Reduce monthly expenses by paying off existing mortgage
- Enhance your cash flow
- Create an emergency fund
- Fund for home repairs or upgrades
- Fund the expense for caregivers, live-in nurses, or other in-home care
- Protect your retirement portfolio
- Reduce monthly expenses by paying debt
- Incorporate housing wealth into your retirement plan
- Increase cash to help ensure monthly bills are paid
- Reduce the burden of out-of-pocket healthcare costs
- Have the cash for a large expense, such as a vacation or vehicle