“Where can I afford to go?”
It’s the #1 question I hear from Marin homeowners over 60.
Many have built up incredible equity — but downsizing still feels risky. The thought of taking on a new mortgage in retirement, or draining investments, stops them from making the move they desire.
Real Story:
I recently worked with Donald and Sarah in Mill Valley. They sold their $2.3M family home, paid off their mortgage and HELOC, and bought a single-level, walk-to-town home for $1.5M.
The result?
No monthly mortgage payments*
Extra cash left over to add solar, buy a new Prius, travel, and truly enjoy retirement
Peace of mind knowing they used an FHA-insured Lifestyle Home Loan (HECM for Purchase) designed exactly for this stage of life
-Minimal income + credit requirements
-Buy the right home — not just the one that fits a cash-only budget
-Stay in Marin, close to family and community
If you or someone you love is considering downsizing (or right-sizing), let’s talk. I’ll walk you through possibilities so you can move with confidence.
(415) 259-4979 | [email protected] | maryjolafaye.com
*Reverse mortgage borrower must occupy home as primary residence and remain current on property taxes, homeowner’s insurance, the costs of home maintenance, and any HOA fees.
Mary Jo Lafaye, NMLS ID 246222. Mutual of Omaha Mortgage, Inc. dba Mutual of Omaha Reverse Mortgage, NMLS ID 1025894. 3131 Camino Del Rio N 1100, San Diego, CA 92108. Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act, License 4131356. These materials are not from HUD or FHA and the document was not approved by HUD, FHA or any Government Agency. Subject to credit approval. For licensing information, go to: www.nmlsconsumeraccess.org
Equal Housing Lender