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Matthew Garrett

Reverse Mortgage Specialist

NMLS # 2012129

443-799-4920

8820 Columbia 100 Parkway | Suite 201
Columbia, MD 21045

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About Me

Matthew Garrett is a dedicated Reverse Mortgage Specialist licensed in California, Colorado, the District of Columbia, Florida, Maryland, Pennsylvania, Tennessee, and Virginia. With a passion for helping retirees achieve financial stability, Matthew specializes in guiding clients through Home Equity Conversion Mortgages (HECMs) and other government-insured reverse mortgage solutions.

Matthew actively supports his community by participating in events like the Walk to End Alzheimer’s® held by the Alzheimer’s Association. His involvement reflects his commitment to giving back and assisting seniors in navigating the challenges they face. Additionally, he is a proud member of the Towson Chamber of Commerce, where he connects with other professionals to strengthen his expertise and community ties.

Born in the United States, Matthew grew up abroad as the child of missionaries and nonprofit workers. His unique upbringing gave him an expanded worldview and a deep sense of gratitude for life’s blessings. This perspective fuels his dedication to serving seniors with care and respect.

Matthew loves the reverse mortgage field because it brings him into contact with incredible individuals. He values the opportunity to learn from his clients’ wisdom and life experiences while helping them discover financial tools to enhance their retirement.

When he’s not working, Matthew enjoys mountain hiking with his 15-year-old son and pursuing his hobbies of reading, fitness, and nutrition. He is passionate about living an active, health-conscious lifestyle and finding joy in the simple things.

If you’re ready to explore how a reverse mortgage can transform your retirement, contact Matthew Garrett today. He’s here to guide you every step of the way.

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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